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Clover Trails

What the recorded documents actually say about Clover Trails in Goshen — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

20 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

STEP 0. The input carries no '[... not shown here ...]' marker and its text is the whole OCR cache for the three documents it names, so nothing was windowed away. The problem was upstream of the window. The input's own primary document is the 2002 Declaration for THE VILLAS OF CLOVER TRAILS - a separate 12.20-acre RT, LLC plat with its own association and its own private roads, adjoining Clover Trails Section 5, and the companion of The Villas of Park Meadows at Clover Trails, which is a different neighborhood in this directory with its own slug. It is not Clover Trails and none of the 22 answers here come from it. Meanwhile the one complete, legible declaration for Clover Trails itself - data/covenants/clover-trails/202431682/C&Rs..pdf, 17 pages, Section 10 - has never been seen by any reader: covenant_texts_index.json classes it 'other', so hoa_render_scans.covenants_for() skipped it and it was never rendered or OCR'd. The cause is the filename regex in pipeline/extract_text.py, which matches 'C&R' and 'CC&Rs' but not 'C&Rs'. 43 documents corpus-wide are classed 'other' with a covenant-shaped filename, all of them scans with no text layer to rescue them. This re-read rendered that PDF at 200 dpi, OCR'd it with the same tesseract settings the pipeline uses, and saved the text to data/_misclassified_ocr/clover-trails__202431682__C-and-Rs__section-10.txt. 15 of the 22 answers below are quoted from it.

What you can build and change

Conditional

Fences

Fencing is limited and the architectural control committee is the gate. A perimeter fence may not go over four feet unless the committee approves a taller one in writing. In front of the house nothing but a decorative accent fence is allowed. To the sides and rear, temporary and wire fences are out, though chain link is specifically not prohibited. Privacy fencing is only for screening a patio, deck or pool area - the declaration says it may not be run around the perimeter of a lot at all. The Section 6 declaration carries the same four-foot and front-yard limits.

No perimeter fence shall exceed four (4) feet in height unless written approval is obtained from the Committee.
Conditional

Sheds & outbuildings

One storage building is allowed per lot and the committee approves it, including where it sits. The size cap is 10 feet by 12 feet and the exterior has to match the house. Anything beyond that is out: the declaration separately bars a temporary structure, cellar, shack, garage, barn, tool shed, storage shed or other outbuilding of any type, except during construction and temporary maintenance of the home.

the Committee shall approve the construction of a storage building on each lot not to exceed 10 feet by 12 feet provided that the exterior of such building matches the exterior of the single family residence located on such Lot
✗ Not allowed

RVs, boats & trailers

A recreational vehicle, boat, trailer or motor home may not be kept outside on a lot. The declaration names them alongside tractor-semitrailers, trucks and automobiles and bars placing any of them for storage or repair on the exterior of a lot, which leaves the garage as the only place one can sit. The documents set no grace period for a weekend visit, so a loading-and-unloading allowance is a question for the association.

No commercial or industrial mechanical or electrical equipment, tractor-semitrailer, truck, automobile, recreational vehicle, boat, trailer or motor home shall be placed for storage or repair on the exterior of any Lot.
Conditional

Swimming pools & hot tubs

An in-ground pool is possible with the architectural control committee's prior written approval, on the same footing as a tennis court. An above-ground pool is prohibited outright, with no approval route. Worth knowing before you count on it: the Section 6 declaration in hand has no pool paragraph at all, so which section a lot sits in can change the answer - confirm with the association.

Tennis courts and swimming pools may be constructed only after prior written approval from the Architectural Control Committee. However, above-ground pools are not permitted in any instance.
Conditional

Exterior changes & additions

Plans go in before anything is built, added to or altered, and that includes changing a lot's natural topography or drainage. One complete set of plans has to show the floor plan, quality of construction, materials, outside colors, how the design sits with surrounding houses, the location relative to lot lines, and topography and finish grade elevations. Approval or refusal comes in writing and no deviation from approved plans is allowed without further written consent. One timing point to raise with the association: the declaration puts an end date on the committee itself - December 31, 2015, unless houses had not yet been built on every lot - so ask who reviews plans today.

No building or other structure or any additions thereto shall be erected, constructed, placed, or maintained on any Lot, nor shall the natural topography or drainage of any Lot be altered, until the construction plans for the structure on any addition thereto, or for the topographical alterations have been approved by the Architectural Control Committee.
Conditional

Satellite dishes & antennas

Outside antennas are prohibited as a class - television, AM, FM, short wave and any earth receiving station. The one carve-out is a single satellite dish no larger than twenty inches in circumference, mounted on the back half of the roof in a spot that is inconspicuous from the street in front of the house. Federal rules on antenna installation have moved since 2004, so this is one to raise with the association rather than read as the last word.

one (1) satellite dish, not to exceed twenty (20) inches in circumference, shall be permitted on any Lot containing a Dwelling Unit subject to the following criteria being satisfied, Any such dish must be located and be attached/installed on the back one-half (1/2) of the roof of the Dwelling Unit in an inconspicuous location
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Landscaping, trees & gardens

Yards have to be planted. Side, front and rear yards go in with grass seed, sod or ground cover within one hundred eighty days of the house being finished, or as soon as the season allows, or by the time it is lived in - whichever comes first - unless the committee approves something else. Separately, a lot's natural topography and drainage cannot be altered without approved plans, and no grading change may alter the flow of overland storm drainage through a drainage swale.

The side, front and rear yards of each Lot shall be planted with grass seed, sod or ground cover, unless otherwise approved by the Committee, within one hundred and eighty (180) days after the Dwelling Unit is completed
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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How you can live here

Conditional

Pets

Ordinary household pets - dogs, cats and the like - are fine, but not if they are bred or kept commercially, and livestock, poultry and pigeons are out. Two limits matter day to day: dogs and cats may not be housed or regularly kept outside the house, and they may not be left outside overnight. Off the owner's property or out of an attendant's sight, a dog or cat is to be tethered or leashed and kept on the owner's own lot. The Section 6 declaration carries the same paragraph.

No animals, including pigeons, livestock or poultry of any kind shall be raised, bred or kept on any Lot for either commercial or personal use except that dogs, cats, or ordinary household pets may be kept
Not stated

Renting your home

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Basketball hoops

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Conditional

Yard signs

One sign, and it has to be small. A for-sale sign may not exceed five square feet. The only sign of any size permitted is a builder's during construction and the sales period, plus whatever signage the developer put up to market the subdivision. Nothing else is allowed in public view, and the home-occupation paragraph separately bars any sign that would show from outside that a business is being run in the house.

No sign of any kind shall be displayed to the public view of any Lot except one sign of not more than five (5) square feet advertising a dwelling unit and/or lot for sale or a sign of any dimension used by builder to advertise during construction and sales period.
Conditional

Street parking

The driveway spec is fixed: concrete, at least twelve feet wide, matched to the width of the garage doors, with stone and cinder ruled out and any other material needing written approval. Every house has to have a full-size attached garage holding at least two cars, with no more than three single-car entry spaces, and up to four cars of interior space if the committee approves in writing. Automobiles are named in the paragraph that bars placing a vehicle for storage or repair on the exterior of a lot. Everyday on-street parking is not addressed in these documents.

No stone or cinder driveways shall be permitted. All driveways are to conform to the width of the garage doors and be a minimum of twelve (12) feet wide and must be constructed of concrete, unless alternative material is approved, in writing, by the Architectural Control Committee.
Conditional

Running a business from home

A home occupation is permitted inside a narrow box. It has to run entirely inside the house and be carried on solely by a family member living there, stay clearly secondary to using the house as a home, show nothing from the outside, sell no goods on the lot, employ nobody outside the immediate family living there, use no mechanical or electrical equipment beyond office equipment, and require no off-street parking under local codes. The declaration then names what can never qualify: a vehicle or implement repair shop, barber shop, styling salon, beauty parlor, tea room, fortune-telling parlor, massage parlor, animal hospital, or animal care, trimming or grooming of any form.

No Lot shall be used for any purpose other than as a single family residence, except that a home occupation, defined as follows, may be permitted.
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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✗ Not allowed

Vehicle repair in the driveway

Repair work outdoors is out. The declaration bars placing an automobile, truck, recreational vehicle, boat, trailer, motor home or tractor-semitrailer for storage or repair on the exterior of a lot, which takes in an ordinary car in your own driveway. The home-occupation paragraph separately says a vehicle or implement repair shop can never qualify as a home occupation.

No commercial or industrial mechanical or electrical equipment, tractor-semitrailer, truck, automobile, recreational vehicle, boat, trailer or motor home shall be placed for storage or repair on the exterior of any Lot.
Conditional

Trash & recycling containers

Trash, garbage and other waste are kept only in appropriate residential trash and garbage containers, and the containers and any disposal equipment are kept clean and sanitary. A lot may not be used as a dumping ground for rubbish, trash or junk. The declaration sets no screening rule and no hours for putting cans at the curb, so that is a question for the association.

Trash, garbage or other waste shall not be kept except in appropriate residential trash and garbage containers, All containers or other equipment for the storage or disposal of such material shall be kept in a clean and sanitary condition.
✗ Not allowed

Grilling & outdoor cooking

Stricter than a street-only burn ban. The declaration prohibits fire on a lot as well as on any street, sidewalk or roadway, and it does not stop at vegetation and trash - the clause reaches other material as well, not only vegetation and trash. Grills and barbecues are not named anywhere in the documents, so a charcoal grill or a back-yard fire pit is worth raising with the association before you rely on it.

No fire for vegetation or trash burning or otherwise shall be permitted to burn upon any Lot, street, sidewalk or roadway in this Property.
✗ Not allowed

Clotheslines

No permanent structure for hanging laundry, rugs or anything else may stand outside the house. That is written as a structure rule rather than a ban on drying clothes, so a retractable or portable line is not addressed either way - ask the association. The Section 6 declaration carries the same sentence.

No permanent structure for the hanging of laundry, rugs, or other items outside the Dwelling Unit is permitted.
Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these answers come from

The documentDeclaration of Covenants and Restrictions of Clover Trails, Section 10 (instrument 2004-38563), read with the First Amendment for Sections 1-8 (2004-40172) and the Declaration for Clover Trails, Section 6 (2000-20104)
Recorded asDeclaration of Covenants and Restrictions of Clover Trails, Section 10 - instrument 2004-38563, Clover Trails Corporation, November 15 2004, lots 174 through 197, plat 2004-36285. The instrument to read for the rules.
First Amendment to Declaration of Covenants and Restrictions of Clover Trails Sections 1-8 - instrument 2004-40172, November 30 2004. Creates the association.
Declaration of Covenants and Restrictions of Clover Trails, Section 6 - instrument 2000-20104, lots 67-101 and 110-129, plat 2000-19948. Same form as Section 10.
Named but not attached: the section declarations for Sections 1 (94-027749), 2 (96-015924), 3 (97-019086), 4 (98-003832), 5 (98-034132) and 7 and 8 (2003-06501), each recited in the First Amendment.
City of Goshen Ordinance 4442, recorded 2008-04766, annexing Clover Trails Sections 9 and 10 and The Villas of Park Meadows at Clover Trails Section 1.
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
The associationClover Trails has a homeowners association - The Clover Trails Homeowners' Association, Inc., a not-for-profit corporation whose members are the lot owners, one vote per lot. It arrived in two pieces. Sections 1 through 8 were platted and sold with no association at all; a First Amendment recorded in November 2004 (instrument 2004-40172) added one across all eight sections at once, adding new numbered covenants to each section's declaration. Section 10, declared two weeks earlier that same month, had the association written in from the start. One quirk from that history is still worth knowing when you buy: an owner who already owned a lot when the First Amendment took effect did not automatically become a member - joining was an election, made in writing. But when that owner sells, the buyer becomes a member automatically on the recording of the deed. So membership is not optional for someone buying in today. What the association looks after is common areas, easement areas, buffer areas and tree lines, plus walls, lights, entrance improvements and landscaping, and irrigation on the common areas. It may also take ownership of common pathways, signs, entryways, drainage retention areas, easements, lawn irrigation equipment, wells and electric circuit boxes from the developer or anyone else. Unlike some nearby villa communities, nothing in these documents puts the association in charge of mowing individual lots or plowing driveways - the streets in Clover Trails are public, not private drives owned by the association. Assessments come in three kinds: an Orientation Assessment that can be collected at closing when a lot changes hands, Regular Assessments set by an annual budget, and Special Assessments the board can levy for unusual or extraordinary expenses without a vote of the owners. No dollar figure appears anywhere in the recorded documents, and none of them caps the dues - ask the association for the current amount and how it is billed. Unpaid assessments are enforced hard. The board can accelerate the whole unpaid balance, charge interest at the state's maximum consumer-loan rate, and record a Notice of Lien against the lot that has the force of a mortgage lien and picks up attorney's fees, title expenses and collection costs. A member who is delinquent cannot vote while the payment is outstanding. A lender foreclosing wipes out installments that came due before the sale, but not the former owner's personal liability. On request from a lender or a buyer under contract, the association has to furnish a binding statement of what is owed on a lot. Covenant enforcement is not the association's alone. The right to enforce by injunction, and to have a violating structure removed by due process of law, is vested in the developer, in the association and in every individual lot owner, and a losing owner pays the reasonable attorney's fees and the cost of removing or altering the violation. Architectural review sits with a committee made up of the board or its designees, and this is the point to ask about. Both declarations in hand put an expiry on the committee: its existence and all its responsibility cease on December 31, 2015, unless houses had not yet been built on every lot, in which case it runs until the last one is finished. Developer control ended on the same schedule - the Turnover Date was the earliest of a recorded turnover, the developer selling its last lot, or December 31, 2015 - so the association has been owner-run for years. Who reviews plans today, and under what standards, is a question for the board rather than something these documents answer. One more thing about the paperwork: Clover Trails was platted in sections, and each section has its own separately recorded declaration on the same form. The copies attached to recent listings are Section 6 (2000) and Section 10 (2004), plus the First Amendment covering Sections 1 through 8. They are close to identical, but not word for word - Section 10 has a swimming pool and tennis court paragraph and Section 6 does not, and the minimum size for a two-story house is 1,300 square feet in Section 10 against 1,200 in Section 6. Before relying on a specific number, get the declaration for the section your lot is actually in. Sections 9 and 10 were annexed into the City of Goshen by Ordinance 4442, recorded in 2008, and zoned R2.

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