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Fieldstone Crossing

What the recorded documents actually say about Fieldstone Crossing in Goshen — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

20 homes have sold here in the last four years, which is why this neighborhood was compiled early.

What you can build and change

Conditional

Fences

Two kinds of fence are written in, and both need written approval first. A wood rail fence may be no more than four feet high; a privacy fence is allowed only around an immediate patio, and no more than six feet there. Whatever goes up has to conform to the architectural standards set by the style of the house and be approved in writing by the Fieldstone Crossing Third Architectural Control Committee. On waterfront lots the covenant says no fences. Perimeter fencing of any type is barred unless approved in advance in writing, and the covenant names hedges and other growing fences, chain link and split rail. The association's written addendum goes further: no chain-link fence of any kind, the fence set back at least six inches from the property line, no fencing in the front yard, and the owner maintains both sides. The approval request goes in writing and includes a plot survey by a licensed surveyor, a diagram showing the fence location with dimensions, and a photo or link showing the style and color; workmanship has to meet the county building code standard the addendum quotes. A separate covenant bars any fence, wall, hedge or shrub on a corner lot that blocks sight lines between two and six feet above the roadway inside the triangle formed by the street lines 25 feet from the intersection, and within ten feet of where a driveway meets the street.

Perimeter Fencing. The only fencing enclosures permitted shall be a wood rail, not fo exceed four (4) feet high, or a privacy fence around an immediate patio of not more than six (6) feet and must conform to present architectural standards as set by the style of home thereon built and be approved by the Architectural Control Committee in writing, unless a variance from this fence requirement shall have been approved in writing by the Architectural Control Committee or unless approved under paragraph 11 hereon.
Conditional

Sheds & outbuildings

A detached building needs the architectural committee's written approval before construction starts, and the association's addendum puts hard numbers on it: single story only, a maximum of 240 square feet, and height not to exceed 16 feet, with a recommendation to keep it at least ten feet from all property lines. The addendum also notes the county requires a building permit for anything over 120 square feet regardless of floor construction. The submittal is a written request with a plot drawing locating the shed against the house, any fence, the lot lines and the easements, plus pictures of the siding and materials or a photo of a similar shed. The underlying covenant names detached pet shelters, play houses and pool-apparatus structures and then sweeps in any other personal property: it has to be quality construction, kept attractive and neat, and blend with the house, and the committee can require protective screening around it. A well or pump house also needs written approval. No outbuilding may be used as a residence, even temporarily.

We recommend the shed be at least 10 feet from all property lines. Only single story sheds are allowed. Maximum sq. feet to be 240; height NOT to exceed 16 feet.
✗ Not allowed

RVs, boats & trailers

Campers, trailers, trucks, boats and snowmobiles may not be kept in open areas anywhere in the subdivision, and the covenant reaches open areas on your own lot as well as off it. No loading or unloading window is written in as an exception. The same covenant requires anything parked overnight to be entirely inside a garage or on the driveway, so there is no open storage option on the property.

No recreational or commercial vehicles (campers, trailers, trucks, boats or snowmobiles) may be kept in open areas in this aubdivision, whether such open areas are on or off the lot of any lot owner.
Conditional

Swimming pools & hot tubs

Above-ground pools are prohibited outright. An in-ground pool, and any permanent or paved recreational or athletic facility, may not be built until the plans and specifications are approved in writing by the Fieldstone Crossing Third Architectural Control Committee, and lighting fixtures for one need that same prior approval. The association's addendum says what to submit: the pool's location and orientation on the plat diagram with setback dimensions from the pool, the property lines and the septic field, noting that no structure may sit closer than 40 feet to the rear property line or nearer than ten feet to any other lot. It adds that fences over four feet are not permitted around a pool except the six-foot fencing immediately enclosing a patio, recommends shrubs and trees for privacy instead, and says that if no fence is used a hardened walk-on cover must be used. A pool house has to be in harmony with the style and color of the existing home, down to the roof material, siding, support columns and kick panel.

No above ground pools shall be permitted. In-ground pools and permanent or paved recreational and athletic facilities (including, but no limited to, tennis, basketball and volleyball courts) may not be erected, built or installed on any Jot unless and until the plans and specifications therefor have been approved in writing by the Fieldstone Crossing Third Architectural Control Committee, as provided in paragraph 1 hereof.
Conditional

Exterior changes & additions

Everything exterior goes through the architectural committee first, and the covenant is written broadly: no building or other structure may be erected, constructed, placed, maintained or altered on a lot, and the natural topography or drainage of a lot may not be altered, until the plans are approved. Two complete sets go in showing the floor plan, the quality of construction materials, the outside colors, how the external design sits with existing homes, and the location against the lot lines, topography and finish grade; one set is kept at the developer's office and one comes back to the owner. Paving of any kind, including parking or recreational paving, also needs approval. Approval or disapproval is in writing with the reasons for a denial stated, and no change or deviation from approved plans may be made without the committee's prior written consent. The covenants add specifics a remodel can run into: chimneys must be masonry or exterior masonry veneer, driveways must be concrete at least four inches thick and twelve feet wide with no stone or cinder, each lot must carry a dusk-to-dawn post light of a type the committee approves, and no oil or fuel storage tank may be installed above ground, underground, or concealed in the house, basement or attached garage.

No building or other structure shall not be erected, constructed, placed, maintained or altered on any lot, nor shall the natural topography or drainage of any lot be altered, until the construction plans of the structure or for the topographical alterations have been approved by the Architectural Control Committee.
Conditional

Satellite dishes & antennas

An 18-inch satellite dish is allowed as long as it is not conspicuously visible from the street or from neighboring homes. Outside above-ground television, AM, FM and short-wave radio antennas of any type are prohibited on lots and on structures. Utility service, including cable television, is required to be underground or out of sight, and street and lot lighting has to sit on posts with no visible lines.

Eighteen (18) inch satellite dishes shall be allowed provided it is not conspicuously visible from the street or adjacent homes.
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Landscaping, trees & gardens

Landscaping obligations here are unusually specific. Every lot has to be kept in good and orderly fashion with landscaping in keeping with the pattern established in the subdivision, and no lot may be overgrown or weed infested. Every lot is required to have an underground irrigation system able to water all cultivated areas, kept in working order and run enough to keep things growing. Within 120 days after the house is finished or occupied, whichever comes first, the side, front and rear yards have to be planted with grass, sod or ground cover unless the committee approves otherwise, and on wooded lots the strip between the tree line and the curb has to be planted and kept neat. A vacant lot has to be kept free of rubbish and weeds with the grass at a reasonable length; if it is not, the developer may give ten days' notice and then do the work at the owner's cost. Screen planting between the building setback line and the front lot line may not exceed 72 inches high. Tree removal is separately controlled: the committee has the exclusive right to approve or disapprove any tree coming out for a house, a driveway or landscaping, and trees to be cut have to be marked with orange spray paint with written notice to the developer 48 hours ahead.

All lots shall be maintained i in good and orderly fashion, with appropriate landscaping in keeping with the pattern established in the subdivision, No lota shall be permitted to be overgrown or weed infested. All lots must have underground irrigation systems capable of adequately watering all cultivated areas; the systems must be maintained in good working order and operated sufficiently to ingure proper growing conditions.
Conditional

Mailboxes

The covenants specify the mailbox. It goes in front of the home, placed for easy mail and newspaper delivery, and landscaped to look good. The box has to be of similar design and materials to match the house, or as the developer determines, with a newspaper receptacle directly beneath it. Brass numbers three inches tall go on both sides of the box or post so they can be read from either direction of traffic.

Said mailbox shal} be of similar design and materials to match the home (or to be determined by the Developer) designed with a news paper receptacle directly beneath the mailbox. The mailbox or post shall have brass numbers three (3) inches tall on both sides of the mailbox or post, so as to be visible to the oncoming traffic from both directions

How you can live here

Conditional

Pets

Dogs, cats and other household pets are allowed. They may not be kept, bred or maintained for any commercial purpose, and they may not become a neighborhood nuisance or hazard. No animals, livestock or poultry otherwise. Two specific limits are written in: no vicious or attack-trained dog at any time on any lot, and no pet may roam free off its owner's lot. The nuisance covenant separately names barking dogs as an example of what is not allowed.

No animals, livestock or poultry of any kind shall be raised, bred.or kept on any lot, except that dogs, cats or other household pets may be kept, provided they are not kept, bred or maintained for any commercial purposes ‘and are not permitted to become a neighborhood nuisance of hazard in any manner. No vicious or attack trained dog may be kept at any time on any lot.
Conditional

Renting your home

Renting out a home is addressed directly and it is not free. No lease of a dwelling may be entered into without prior approval, and no lease may run longer than one year. The covenant puts that approval with the developer rather than with the association, which is the wording as recorded; ask the association who holds that approval today and what the process is before counting on rental income.

No leases of any dwelling units may be entered into without the prior approval of the developer and no such fease may have duration of longer than one (1) year.
Conditional

Basketball hoops

A permanent or paved basketball court is named directly: it may not be built or installed until the plans and specifications are approved in writing by the Fieldstone Crossing Third Architectural Control Committee, and lighting for one needs that prior approval too. The association's addendum then sets the terms, and they are specific. As of December 2011 the maximum sports court is 24 feet by 24 feet, raised from 12 feet by 24 feet. The basketball backboard has to be permanently cemented in the ground, and no lights are allowed. Note that the addendum's no-lights line is tighter than the covenant, which only required approval for lighting.

As of December 2011, maximum sports court size will increase to 24’ x 24’. Previous maximum sports court size was 12’ x 24’. Basketball backboard must be permanently cemented in the ground. No lights allowed.
Conditional

Yard signs

One sign, with a size limit. No sign of any kind may be displayed to public view on a lot except a single sign of not more than five square feet advertising the property for sale or rent. A builder gets a wider allowance, a sign of any size to advertise the property for sale or rent and during the construction and sales period, and the developer reserved the right to put up whatever signs it wants to promote and sell lots in the development. Nothing is written about political, security or other yard signs.

No sign of any kind shall be displayed to the public view on any lot except one (I) sign of not more than five (5) square feet advertising property for sale or rent, or a sign of any dimension used by a builder to advertise the property for sale or rent, or a sign of any dimension used by a builder to advertise the property during the construction.and sales period.
Conditional

Street parking

Park in the garage or on the driveway. Motor vehicles of any kind may not be parked, kept, stored or otherwise maintained on any street or lawn area, and no vehicle may sit on a street between 2:00 a.m. and 6:00 a.m. Anything parked overnight has to be entirely within a garage or a driveway. The driveway itself is specified: concrete at least four inches thick and at least twelve feet wide, with circular drives at least eight feet wide, and no stone or cinder driveways. Every home is required to have a full-size attached garage holding at least two cars and no more than three without the committee's written consent.

No motor vehicles of any kind or description may be parked, kept, stored or otherwise maintsined on any street or lawn area, nor may any vehicles be parked on any street between the hours of 2:00 o’clock a.m, and 6:00 o’clock a.m. All vehicles to be parked overnight shall be located entirely within a garage or driveway.
✗ Not allowed

Running a business from home

The covenant headed Home Occupations says a lot may not be used for any purpose other than a single-family residence. Nothing in the documents carves out a home office or a quiet at-home occupation, so anything beyond residential use is worth raising with the association before you count on it. Related covenants bar keeping or breeding pets for any commercial purpose and bar commercial vehicles from being kept in the open anywhere in the subdivision, and the sign rule would not allow a business sign.

Home Occupations. No lot or lots shall be used for any purpose other than a single-family residence,
Conditional

Short-term rentals (Airbnb)

The documents never use the words short-term, vacation or nightly rental. What they do say is that no lease of a dwelling may be entered into without prior approval, and no lease may run longer than a year, so a short stay is a lease that still needs that approval. There is no stated minimum number of nights. Ask the association how it applies that clause before counting on short-term rental income.

No leases of any dwelling units may be entered into without the prior approval of the developer and no such fease may have duration of longer than one (1) year.
Not stated

Vehicle repair in the driveway

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Trash & recycling containers

Trash, garbage and other waste have to be kept in sanitary containers, and no lot or land may be used as a dumping ground for rubbish, grass clippings, leaves, tree limbs or compost. Storage and disposal equipment has to be kept clean and sanitary. Open burning is prohibited outright, in incinerators, in containers or any other way, and the covenant lists trash, waste, refuse, building materials, leaves, tree limbs, grass clippings and debris. Collection happens on one specified day each week, which the association picks by majority vote. Debris left anywhere in the subdivision may be cleaned up by the developer at the offender's expense, and if loose debris from construction becomes a general nuisance the association's board can have it cleaned up at the lot owner's cost.

No lot, or land, shall be used or maintained as a dumping ground for rubbish, grass clippings, leaves, tree limbs, or compost, Trash, garbage or other waste shall not be kept except in sanitary containers. All equipment for the storage or disposal of such materials shall bo kept in a clean and sanitary condition.
Conditional

Grilling & outdoor cooking

The open-burning ban has a written exception for a fire pit or barbecue pit. A homeowner may have one up to three feet in diameter, burning clean wood or charcoal, as long as it does not present a fire hazard or a smoke nuisance to any property. Nothing is written about gas or charcoal grills as such, and nothing sets how close to the house or a lot line a pit may sit.

however, a homeowner shall be permitted to have a campfire (or barbecue) pit up to three (3) feet in diameter for clean burning wood or charcoal provided it does not present a fire hazard or smoke nuisance to any property.
Not stated

Clotheslines

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these answers come from

The documentProtective Restrictions, Covenants, Limitations and Easements for: Fieldstone Crossing, Third, Section Three
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
The associationThere is an association: the Fieldstone Crossing Third Homeowners Association, Inc., an Indiana corporation, created by the developer named in the instrument, Pheasant Ridge Development Co., Inc., on behalf of present and future lot owners. Every lot owner is a member with one vote; if one owner holds more than one lot, those lots count as one for voting. The covenants say the association exists to manage and financially support the entrance and all the street lighting, to provide whatever security services it judges advisable, and to keep the environmental side of the property, including the pond and the entrance, in the best interest of the members. It meets at least once a year to elect officers, adopts its own bylaws, and may levy and collect dues. Common areas are maintained under contract rather than by volunteers. The 2006 declaration says entrance landscaping, sprinklers, ponds, mounded plantings, walking paths and the drainage and retention areas are maintained by a local professional maintenance company the association elects, paid out of annual dues, with the developer covering any shortfall at its discretion until enough lots are sold to fund it. The association also picks by majority vote the single day each week that trash is collected. Ponds work differently and are worth reading before you buy a pond lot. Maintenance of the retention ponds falls on the owners whose property extends into a pond retention area or drainage easement, not on the association at large. Those owners hold their own annual meeting for each pond, decide the year's maintenance by simple majority, and split the cost equally by the number of lots extending into that pond; the association president breaks a tie. An owner who does not pay is assessed and a lien goes on the property until it is paid. If those owners elect not to maintain a pond, the association board may vote to do the work and assess them proportionally, but only if the pond has become hazardous, foul smelling or unsightly, or is affecting adjacent property values. Each pond is the private property of the lot owners whose lots extend into it; they and their guests may swim, fish and use non-motorized watercraft across the whole surface, and motorized watercraft are strictly prohibited. Architectural approval runs through the Fieldstone Crossing Third Architectural Control Committee, three people appointed by the developer. Nothing may be erected, placed, maintained or altered on a lot, and no lot's topography or drainage may be changed, until the committee approves the plans in writing. Two complete sets of plans go in showing the floor plan, the quality of construction materials, the outside colors, how the design sits with existing homes, and the location on the lot; one set comes back to the owner. Approval or denial is in writing with the reasons for a denial stated. The builder also has to be approved by the developer. No response deadline is written into the covenants, and the document says the committee's decision is entirely within its discretion. On money: the association may impose and collect annual dues and assessments for the street lighting, the upkeep and improvement of the entrance and other common areas, and the security services, levied equally on every lot. The 2006 declaration caps the total at $175.00 per lot per year, plus a one-time $100.00 initiation fee when a lot is purchased. Bills go out on a date the board sets and are due within 30 days. Unpaid dues become a lien in favor of the association, enforced the way a mechanic's lien is under Indiana law and subordinate to a first mortgage, and they carry 12 percent interest per year starting 30 days after the due date, plus attorney fees. That $175.00 figure is the cap written into the 2006 covenant, not a current bill: the same covenant lets the cap be amended after the developer's ten-year window by owners of 51 percent of the lots, so ask the association what the dues actually are today. On a violation, the right to enforce by injunction, to have an offending structure removed by due process, and to sue for damages is vested in every lot owner, in the association and in the developer. If the association or the developer hires a lawyer to enforce the covenants, the owner enforced against pays all costs including reasonable attorney fees, secured by a lien on the lot. There is no reversion or forfeiture of title for a violation. The association may also enforce the rules about accumulated rubbish, weeds and trash, and the developer may clean up debris left anywhere in the subdivision at the offender's expense. The covenants run until October 12, 2016 and then extend automatically for successive ten-year periods unless owners of 51 percent of the lots vote to change them; the 2002 Section One declaration runs the same way from August 20, 2012.

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