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Knollwood B

What the recorded documents actually say about Knollwood B in Granger — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

3 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

STEP 0: the extraction input carries no truncation marker and no article jump, and the page counts it claims match disk exactly (hoa__knollwood-b, 10 pages; hoa__knollwood-b__3, 8 pages). But disk holds a THIRD OCR set, hoa__knollwood-b__2 (8 pages, from listing 202339939), which was never selected into the input at all. It turned out to be a third copy of the same instrument, so nothing was lost - but it was read in full from data/ocr_text/hoa__knollwood-b__2/ and used as a cross-check on the two noisier copies. All three sets were read from disk rather than from the input alone. Paragraph numbering runs 1 through 33 unbroken in every copy and the page footers run Covrvsd3/27/97 pages 1 through 8, so no page is missing from the instrument. STEP 0b: the scanned page images under data/vision_pages/hoa__knollwood-b__2/ were opened and read directly for the pages carrying paragraphs 10 through 23 - fencing, prohibited structures, pools, detached buildings, signs, pets, trash and landscaping. The images match the OCR line for line, so the silences recorded below are the document's and not the OCR's. STEP 1: the title block names Knollwood, Addition B explicitly, alongside Knollwood Additions A, C, D, E and F and the Knollwood Replat of Retention Basin and Recreation Area - Pine Ridge Estates, Section 1. This is NOT instrument 1107289 of March 2011, which restates the covenants for the Knollwood WEST additions and does not appear anywhere in this pull.

What you can build and change

Conditional

Fences

Perimeter fencing is limited to split rail, two rails high and no more than four feet, matching what the developer used throughout the addition, unless the architectural control committee grants a written variance before the fence is built. A privacy fence up to six feet high may be built around a patio adjacent to the home; it has to conform to the architectural standard set by the style of that home and be approved in writing by the committee before construction begins. On a corner lot, no fence or wall may obstruct sight lines between two and six feet above the roadway inside the triangle formed by the street lines and a line joining them twenty-five feet from the intersection, and the same limitation applies within ten feet of a driveway.

(a) PERIMETER FENCING. The only perimeter fencing permitted shall be a split rail (two (2) rails high, not to exceed four (4) feet high) as used by the developer throughout the addition unless a written variance from this fence requirement is granted by the KACC pnior to the construction of the fence. (b) PRIVACY FENCE. A privacy fence not more than six (6) feet high may be constructed around a patio adjacent to the home. It must conform to present architectural standards as set by the style of home on that lot and be approved in writing by the KACC before construction of the fence begins.
Conditional

Sheds & outbuildings

A detached storage building for lawn tools, toys, swimming pool apparatus or other personal property is contemplated, but it has to be of quality construction, be maintained in attractive and neat appearance, blend with the existing home, and be submitted to the architectural control committee for written approval before construction begins. The committee may require protective screening around it. Separately, the document states that no trailer, modular or manufactured home, prebuilt home, basement, tent, shack, garage, barn outbuilding or structure of a temporary character is to be moved onto, assembled or constructed on a lot or used at any time as a residence.

15. DETACHED BUILDINGS. The construction and placement of any detached storage structures to be used for the storage of lawn tools, toys, swimming pool apparatus, or any other personal property must be of a quality construction and must be maintained in attractive and neat appearance and blend with the existing home and be submitted to the KACC for written approval before construction begins. The KACC shall have the authority to require protective screening
✗ Not allowed

RVs, boats & trailers

Recreational and commercial vehicles may not be kept in open areas anywhere in the subdivision, and that holds whether the open area is on the owner's own lot or off it. The examples the document gives are campers, trailers, trucks and boats. It does not define what counts as an open area, sets no overnight or short-term exception, and gives no loading or guest allowance. Every dwelling is required to have a full-size attached garage holding at least two cars and no more than three.

25. RECREATIONAL VEHICLES AND COMMERCIAL VEHICLES. No recreational or commercial vehicles (campers, trailers, trucks, or boats) may be kept in open areas in this - subdivision, whether such open areas are on or off the lot of any lot owner.
Conditional

Swimming pools & hot tubs

Above-ground pools are not permitted, and neither are tennis courts. The document does not address in-ground pools by name, but nothing may be built, placed or altered on a lot, and the topography or drainage of a lot may not be altered, until the architectural control committee has approved the construction plans in writing - which is the route an in-ground pool would have to take. A detached structure used to store swimming pool apparatus needs that same written approval and may be required to be screened.

14. TENNIS COURTS AND POOLS. No tennis courts or above-ground pools shall be permitted. ... no building shall be erected, constructed, placed, or altered on any lot, nor shall the topography or drainage of any lot be altered until the construction plans of the structure or the topographical alterations have been approved by the ... KACC.
Conditional

Exterior changes & additions

Nothing may be erected, constructed, placed or altered on a lot, and the topography or drainage of a lot may not be altered, until the Knollwood Architectural Control Committee has approved the construction plans. Approval or disapproval comes in writing. The plans have to show the floor plan, quality of construction, materials, outside colours to be used, how the external design sits in harmony with existing structures, and the location relative to lot lines, topography and finish grade elevations. Two complete sets of prints are submitted, one kept by the committee and one returned. No change to approved plans may be made without the committee's prior written consent, and no construction may be started until the committee has issued its written approval. The committee is three people appointed by the association board, and the covenants set no deadline for it to respond.

(a) To maintain harmonious structural design, no building shall be erected, constructed, placed, or altered on any lot, nor shall the topography or drainage of any lot be altered until the construction plans of the structure or the topographical alterations have been approved by the ... KACC. Committee approval or disapproval as required in these covenants shall be in writing. The plans must show floor plan, quality of construction, materials, outside colors to be used, harmony of external design with existing structures and location with respect to lot lines, topography and finish grade elevations. Two (2) sets of complete prints must be submitted.
Conditional

Satellite dishes & antennas

The starting rule is a ban: no outside above-ground television, AM, FM or short wave radio antenna of any type, including any type of satellite dish, may be erected or maintained on a lot or structure. The same paragraph then writes in the exception. An owner may erect a direct broadcast satellite dish no more than one meter (39.37 inches) in diameter, an antenna to receive television broadcast service, or an antenna designed for multichannel multipoint distribution service. It has to meet existing safety codes, be placed so far as feasible where it is not visible from the street or other common property such as the golf course, and be approved by the architectural control committee in writing before installation. The committee may require the owner, at the owner's cost, to plant shrubbery screening and to make the colour of the dish or antenna harmonious with the landscape and architecture, and dishes and antennas are to be placed on aesthetically pleasing structures. All telephone and other public utility lines in the subdivision run underground.

No outside above-ground television, A.M., F.M. or short wave radio antennas of any type, including but not limited to any type of satellite dish antenna, shall be erected or maintained on any lots or structures in this subdivision except as follows: (b) A property owner may erect a direct broadcast satellite (DBS) dish that is not more than one meter (39.37") in diameter, an antenna to receive television broadcast service (TVBS) or an antenna designed to receive multichannel multipoint distribution service (MDS).
Not stated

Solar panels

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Conditional

Landscaping, trees & gardens

The side, front and rear yards of each lot have to be planted with grass seed or with sod within one hundred and twenty days after the structure is completed or occupied as a home, whichever is earlier, unless the architectural control committee approves otherwise in writing. Screen planting between the building setback line and the front lot line may not be over thirty-six inches high. In the protective screening areas shown on the plat as non-access easements, screen planting is planted and maintained at the owner's expense, and nothing may be placed or left there except screen planting, a fence, landscaping, a wall, utilities or drainage facilities. On a corner lot, no hedge or shrub planting may obstruct sight lines between two and six feet above the roadway within the twenty-five-foot triangle at the intersection, and tree foliage there has to be kept high enough to leave those sight lines clear. Grading of any lot area used as a drainage swale may not be changed in a way that alters overland storm drainage runoff.

The side, front and rear yards of each lot shall be planted with grass seed or with sod, unless otherwise approved in writing by the KACC, within one hundred and twenty (120) days after the structure is completed, or the ‘structure is occupied as a home, whichever is earlier. ... (b) In addition, no screen planting over thirty-six (36) inches high shall be permitted between the building setback line and front lot line.
Not stated

Mailboxes

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How you can live here

Conditional

Pets

Dogs, cats and other household pets may be kept, provided they are not kept, bred or maintained for any commercial purpose and are not permitted to become a neighborhood nuisance or hazard in any manner. Animals, livestock and poultry of any other kind may not be raised, bred or kept on a lot. The document sets no number limit, no leash requirement and no kennel or run standard. Elsewhere it also rules out an animal hospital, or any form of animal care or treatment such as dog trimming, as a permitted home occupation.

18. LIVESTOCK AND POULTRY No animals, livestock or poultry of any kind shall be raised, bred or kept on any lot except that dogs, cats, or other household pets may be kept provided that they are not kept, bred or maintained for any commercial purposes and are not permitted to become a neighborhood nuisance or hazard in any manner.
Not stated

Renting your home

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Not stated

Basketball hoops

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Conditional

Yard signs

One sign of not more than five square feet advertising the property for sale or for rent may be displayed on a lot. Political campaign signs are carved out of the restriction, and they have to be removed within twenty-four hours after the election they pertain to. No other sign of any kind may be displayed on a lot. A home occupation may have no sign or display indicating that the building is being used for any purpose other than a dwelling.

17. SIGNS. Except for political campaign signs, no sign of any kind shall be displayed on any lot except one sign of not more than five (5) square feet advertising the property for sale or rent. Political signs must be removed within 24 hours after the election to which they pertain.
Conditional

Street parking

What the document restricts is recreational and commercial vehicles, not ordinary cars. No recreational or commercial vehicle - campers, trailers, trucks and boats are the examples given - may be kept in open areas in the subdivision, whether those open areas are on or off the owner's lot. Every dwelling must have a full-size attached garage capable of storing at least two automobiles but not more than three. Driveways have to be at least twelve feet wide and built of asphalt at least three inches thick or concrete at least four inches thick; stone and cinder driveways are not permitted, and a circular drive in front of a home may be a minimum of eight feet wide. There is no cap on the number of ordinary passenger cars and nothing is said about on-street parking.

No recreational or commercial vehicles (campers, trailers, trucks, or boats) may be kept in open areas in this - subdivision, whether such open areas are on or off the lot of any lot owner. ... (b) GARAGES. All dwellings must have a full-size attached garage capable of storing at least two (2) automobiles but not to exceed space for three (3) automobiles.
Conditional

Running a business from home

A home occupation may be permitted, but the definition is narrow and the document spells it out. It has to involve only a member of the immediate family living in the dwelling, remain entirely within the dwelling, and be clearly incidental and secondary to the use of the house as a dwelling without changing its character. On top of that it may have no sign or display indicating the building is being used for any purpose other than a dwelling, no commodity may be sold on the premises, and no person may be employed other than an immediate family member living there. A barber shop, styling salon, beauty parlor, tea room, fortune-telling parlor, animal hospital, or any form of animal care or treatment such as dog trimming is specifically excluded from counting as a home occupation. Apart from that exception, no lot may be used for any purpose other than as a single-family residence.

6. LAND USE. No lot shall be used for any purpose other than as a single-family residence with the exception that a home occupation may be permitted. A home occupation is defined as follows: The occupation involves only a member of the immediate family living in the dwelling, remains entirely within the dwelling, and requires use of the dwelling that is clearly incidental and secondary to its use as a dwelling, and does not change its character.
Not stated

Short-term rentals (Airbnb)

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Not stated

Vehicle repair in the driveway

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Conditional

Trash & recycling containers

No lot may be used or maintained as a dumping ground for rubbish. Trash, garbage, weeds and other waste have to be kept only in sanitary containers, and any incinerator or other equipment for storing or disposing of that material has to be kept in a clean and sanitary condition. The document does not say where containers are stored or when they may be set out, and it does not require screening. Separately, all oil or fuel storage tanks have to be installed underground or concealed within the main structure of the dwelling, the basement or the attached garage.

19. GARBAGE AND REFUSE DISPOSAL. No lot shall be used or maintained as a dumping ground for rubbish. Trash, garbage, weeds or other waste shall be kept only in sanitary containers. All incinerators or other equipment for the storage or disposal of such material shall be kept in a clean and sanitary condition.
Not stated

Grilling & outdoor cooking

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Not stated

Clotheslines

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Not stated

Flags & flagpoles

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Not stated

Window coverings & decorations

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Where these answers come from

The documentProtective Restrictions, Covenants, Limitations and Easements for all lots in Knollwood Additions A through F and the Knollwood Replat of Retention Basin and Recreation Area - Pine Ridge Estates, Section 1, St. Joseph County, Indiana (instrument 9719091, amended covenants certified May 1997), read together with the 1984 acceptance of assignment of architectural control rights (instrument 8401769) and a 2024 seller HOA disclosure form
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
The associationThere is an association - Knollwood Homeowners Association, Inc., referred to throughout the covenants as the KHA. Every owner of a lot in Knollwood is a member, and each lot carries one vote; where a lot has more than one owner, one owner's signature counts as the signature of all of them for voting purposes. The association holds at least one meeting a year to organize itself and elect its officers, and it adopts by-laws for its own governance. One point matters more here than anywhere else in this document, because the name Knollwood covers several different recorded subdivisions in this area. This single instrument governs Knollwood Addition A (Sections 1, 2 and 3), Addition B, Addition C (Sections 1 through 4), Addition D, Addition E (Sections 1 and 2), Addition F (Sections 1, 2 and 3), and the Knollwood Replat of Retention Basin and Recreation Area - Pine Ridge Estates, Section 1, all in St. Joseph County. It is one covenant set for all of them, so Knollwood Addition B shares its rules with the neighbouring Knollwood additions. It is a different instrument from the March 2011 restatement covering the Knollwood WEST additions, and different again from the covenants for Quail Ridge, Quail Valley, Bradford Shores and Fox Chase at Knollwood. What the association handles: it manages and financially supports all park areas and all street lighting, plus any other purposes the membership deems necessary, and it may own land for use as a common area by all or fewer than all of the lot owners. What it expressly does not handle is the recreational side. The covenants state that nothing in that paragraph gives the KHA any authority over the operation of the Knollwood golf course, swimming pool or tennis courts, that it has no obligation to support any of them financially, and that it is specifically prohibited from levying any assessment for their operation. So golf, pool and tennis access is a separate question from HOA membership, and it is worth asking the association and the club how that works today. Architectural control runs through a three-person Knollwood Architectural Control Committee (KACC) appointed by the KHA board, serving until replaced by the board or resigned, with authority to approve all plans and specifications for all structures to be erected in the subdivision. Those rights originally sat with the developer, ADAMS ROAD DEVELOPMENT CORP., under Paragraph 1 of the earlier restrictions; the association formally accepted the assignment of them on January 24, 1984 (instrument 8401769, which is the first two pages of this neighborhood's document set). Approvals and disapprovals come in writing, plans go in as two complete sets, no change to approved plans may be made without the committee's prior written consent, and no construction may start until written approval has been issued. The covenants also bar anyone submitting plans from bringing an action against the committee or the association over an approval decision or a resulting structural or drainage defect. Assessments: the KHA may levy and collect dues and assessments, including annual assessments for operating street lighting and for maintaining and improving park areas and other common areas, and those are levied equally on every lot. The association bills each lot owner in January and the bill is due within thirty days. Unpaid dues and assessments are a lien on the lot in favour of the KHA until they are paid, and that lien is subordinate to any first mortgage. Delinquent amounts bear interest at eight percent a year beginning thirty days after they come due, are payable without relief from valuation and appraisement laws, and if an attorney is hired to collect them the lot owner is also liable for all costs of collection including attorney fees. Failure to pay is itself a violation of the covenants. A buyer or lender may rely on a certificate signed by the association's president, treasurer or secretary showing what is unpaid as of that date, which is the document to request at closing. The recorded covenants name no dollar figure. A seller's Indiana Association of REALTORS Homeowners Association Disclosure Form included with one 2024 listing in this neighborhood gives the HOA name as Knollwood and recurring dues of $100.00, and records that the seller was not aware of any upcoming assessments; the box marking whether that amount is monthly, quarterly or annual does not come through legibly in that file. Treat $100.00 as a 2024 data point rather than the current amount, and confirm the figure, the interval and the current contact with the association - that same form left the management contact to be supplied by the title company. Enforcement and violations: if any person violates or attempts to violate the covenants, any lot owner and the KHA may proceed either at law or in equity against them. Both injunctive relief and damages for injuries resulting from a violation are available. There is no right of reversion or forfeiture of title arising from a violation. If the association or an owner employs an attorney to enforce the covenants, all costs incurred in that enforcement including reasonable attorney fees are paid by the owner of the lot against whom a successful enforcement action is brought, and the association or the prevailing owner has a lien on that lot to secure payment. Duration and amendment: the covenants remain in effect until revoked or amended, and they may be revoked or amended at any time by a vote of 67 percent of the owners, with any amendment or revocation duly recorded. The certification attached to this instrument states that Knollwood Subdivision has 353 lots and that 277 owners voted in favour of these amended restrictions in May 1997. Because the threshold is a recorded owner vote rather than a fixed expiry date, it is worth asking the association whether anything has been recorded since May 1997 - the three listing packets that make up this pull contain nothing later.

Ask us about Knollwood B

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