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Nature's Gate

What the recorded documents actually say about Nature's Gate in South Bend — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

25 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

THE 2007 DOCUMENT GOVERNS. It amends and restates the 2002 declaration in its entirety, so where the two differ the 2007 version is the answer - and they do differ: the 2002 lease restriction on villa homesites is gone, and the minimum house sizes were rewritten to 1,200 square feet on a ranch and 1,600 on a two-storey or one-and-a-half storey across lots 1-168. Homesites 97 through 169 are villa homesites and carry the association's lawn, landscaping and snow service plus a maintained-area assessment the other lots do not pay.

What you can build and change

✗ Not allowed

Fences

Stricter than almost anything else in the county. No perimeter fencing of any type is permitted - and the covenant names hedges and other growing fences, chain link and split rail so there is no argument about what counts. The only way to one is advance written approval from the architectural control committee.

Paragraph 14 - Fences
Conditional

Sheds & outbuildings

A detached storage or pet-shelter structure has to be quality construction, kept neat, blend with the established home, and go to the architectural control committee for approval before construction or installation begins; the committee can require screening around it. No trailer, modular or manufactured home, prebuilt home, basement, tent, shack, garage, barn or outbuilding may be lived in.

Paragraph 22 - Detached Buildings, with Paragraph 20 - Prohibited Structures
Conditional

RVs, boats & trailers

Boats, boat trailers, motor homes, camping trailers, recreational vehicles and their trailers may not be parked on a lot for more than 48 hours. The same 48-hour limit applies to snowmobiles, motorcycles and dune buggies.

Paragraph 20 - Prohibited Structures
Conditional

Swimming pools & hot tubs

Tennis courts and above-ground pools are not permitted anywhere in Nature's Gate. Any other swimming pool may be built only after prior written approval from the architectural control committee.

Paragraph 21 - Tennis Courts and Pools
Conditional

Exterior changes & additions

The approval requirement here reaches further than most: nothing may be built, placed or altered, the topography and drainage may not be changed, and no landscaping, lawn or shrubbery may be installed, until the committee approves the plans in writing. The exterior design and the landscaping plan also need the developer's approval before the committee will even look at them. Two full sets of plans go in, covering floor plan, quality of construction, materials, outside colours, how the design sits with the houses around it, the property lines, topography, finish grade and all the landscaping detail. Siding colours come off the committee's own guidelines, and every house has to use thirty-year architectural shingles in a single colour. An awning needs approval too.

Paragraph 15 - Architectural Control Committee, with Paragraph 16(c) and Paragraph 20
Conditional

Satellite dishes & antennas

A satellite dish of 20 inches across or less is fine. Anything bigger - and any outside above-ground television, AM, FM or short-wave antenna - is barred unless it is properly hidden from view, which the architectural control committee decides. All utility service runs underground and nothing overhead may be visible.

Paragraph 33 - Utilities and Television Antennas
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Landscaping, trees & gardens

Landscaping is not a free hand here: no landscaping, lawn or shrubbery may be installed until the committee approves the plan. Yards have to be seeded, sodded or planted with ground cover within 120 days of the house being finished or occupied. A vegetable garden needs the committee's approval. Villa homesites carry an independent sprinkler system with the controls outside the house so the association can check the lawn is being watered, and if the water is shut off outside the designated non-sprinkling times the association may turn it back on. Nothing may be built or planted inside the retention easement.

Paragraph 15, with Paragraphs 28, 20 and 10
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

How you can live here

Conditional

Pets

Dogs and cats may be kept, as long as neither is kept, bred or maintained commercially and neither becomes a neighbourhood nuisance or hazard. Livestock and poultry may not be raised or kept. A pet shelter structure needs architectural approval like any other detached building.

Paragraph 26 - Livestock and Poultry, with Paragraph 22
Conditional

Renting your home

Worth asking the association about. The original 2002 declaration said no villa homesite could be leased without the association's prior approval, and no lease could run longer than a year without prior written approval. The 2007 amended and restated declaration replaced the 2002 document in its entirety and does not carry that paragraph forward. So the recorded answer today is that leasing is not restricted - but this is exactly the kind of thing a board still enforces by practice, so confirm it before you count on it.

Paragraph 16 of the 2002 declaration, absent from the 2007 amended and restated declaration
Conditional

Basketball hoops

The covenant reads oddly and is worth quoting to the board before you mount anything: no basketball hoop may be installed on the house or on the homesite, and then, in the very next sentence, a permanent hoop is permitted immediately next to a driveway. Read together that means beside the drive and nowhere else.

Paragraph 20 - Prohibited Structures
Conditional

Yard signs

No sign may be displayed to public view except one of no more than five square feet advertising the property for sale, plus a builder's sign of any size during the construction and sales period. The developer keeps the right to put up its own.

Paragraph 25 - Signs
Conditional

Street parking

Driveways are wider here than in most of the county: at least sixteen feet, brick or concrete at least four inches thick, and a circular drive is also sixteen feet minimum. Stone and cinder are not allowed, and the materials for both driveway and chimney go to the architectural control committee first. Boats, campers, recreational vehicles, snowmobiles, motorcycles and dune buggies may not sit on a lot for more than 48 hours.

Paragraph 24 - Driveways and Chimneys, with Paragraph 20
Conditional

Running a business from home

A home occupation is allowed if it is carried on entirely inside the house by a member of the immediate family living there, stays clearly secondary to living there, and uses no mechanical or electrical equipment - welding tools are named, and so is making craft items intended for sale anywhere. There can be no sign or display visible from outside, nothing sold on the property, and nobody employed from outside the immediate family. A barber shop, styling salon, beauty parlour, tea room, fortune-telling parlour, animal hospital, dog trimming, and a day care or babysitting-for-hire business for children or adults are all named and excluded.

Paragraph 16(b) - Home Occupations
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
✗ Not allowed

Vehicle repair in the driveway

A lot may not be used for the storage of old lumber, cars, materials or debris.

Paragraph 20 - Prohibited Structures
Conditional

Trash & recycling containers

The bins live indoors here. Trash and garbage have to be kept in sanitary containers, and those containers stay indoors except for pickup - they may go out no more than twelve hours before the expected pickup time. No lot may be used as a dumping ground, and nothing may be dumped into the drainage and retention area, leaves and grass clippings included. Oil and fuel storage tanks have to be underground or concealed inside the house, basement or attached garage, and meet IDEM and EPA requirements.

Paragraph 27 - Garbage and Refuse Disposal, with Paragraph 30 - Fuel Storage Tanks
Conditional

Grilling & outdoor cooking

No fire for vegetation, trash burning or anything else may burn on a lot, a street, a sidewalk or a roadway. As written that is broader than most - it covers your own back yard and not just the street - so ask the board how it treats a fire pit before you build one.

Paragraph 34 - Fires
✗ Not allowed

Clotheslines

No hanging of laundry, rugs or other items outside the house is permitted.

Paragraph 20 - Prohibited Structures
Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these answers come from

The documentAmended and Restated Declaration of Covenants and Restrictions of Natures Gate, Warren Township, St. Joseph County, Indiana
Recorded asOriginal declaration dated 2002-09-09, recorded 2002-09-13 as document 0249242
Plat of Nature's Gate Section One recorded 2002-08-19 as instrument 0244208
Amended and Restated Declaration dated February 2007, recorded 2008-04-02
169 homesites, numbered 1 through 169
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
Checked againstthe 2002 declaration and the 2007 amended and restated declaration were read side by side, paragraph for paragraph, so the differences between them are stated rather than blended
The associationNatures Gate Homeowners Association, Inc., a not-for-profit whose members are the owners of all 169 homesites, one vote each. It runs the common areas, the entry ways and the drainage and retention areas, and in the villa maintained area it also cuts the lawn, keeps the landscaping and clears snow from sidewalks and driveways. Assessments come in three kinds - a regular assessment, a maintained-area assessment for the villa homesites, and special assessments - set each year off a budget the members adopt at the annual meeting. Unpaid assessments become a lien. Plans go to the Natures Gate Architectural Control Committee, which the declaration sets at one person appointed by the developer.

Ask us about Nature's Gate

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