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Reverewood Section T

What the recorded documents actually say about Reverewood Section T in Mishawaka — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

16 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

These answers come from the Amended and Restated Declaration of Covenants and Restrictions for Portage Realty's Reverewood Addition Phase III, Section T, Second Replat, recorded in St. Joseph County on April 29, 2020 as instrument 2020-10487. It replaced the original 2007 declaration for this section, instrument 0714897, which is not in the file here; if you need to see what changed, the Recorder has both.

It governs the lots listed in its own Exhibit A, and that list is specific: lots 607A through 623A, lot 633A, lots 677A through 686A, lots 688A and 689A, lot 696A, and lots 698B through 701B, all on the Second Replat plat recorded February 15, 2019 and re-recorded July 30, 2019. Reverewood is a large addition with several phases and sections, and this declaration speaks only for the lots above. If your lot is in Reverewood but not on that list, a different recorded declaration governs it and these answers may not describe your rules.

The recorded copy on file is a scan of paper, so individual words can be misread, and every answer here quotes the document's own wording so you can judge it yourself. The declaration runs to twenty-seven numbered paragraphs with no gaps, so nothing appears to be missing from the copy. Assessment amounts and committee standards change over time. Confirm current figures and any architectural guidelines with the association, and confirm the recorded documents that run with your particular lot through the title company.

What you can build and change

Conditional

Fences

Fencing is allowed only around the rear lot perimeter. A white vinyl fence may not exceed six feet and a wrought-iron-style aluminum fence may not exceed five feet. Any other rear-perimeter fencing has to be approved in advance and in writing by the architectural control committee.

Fencing is allowed only around the rear Lot perimeter, and not to exceed in heigh six foot (6') if white vinyl fence or not to exceed five foot (5') if wrought iron style aluminum fence is installed, Installation of other rear Lot perimeter fencing may be approved in advance in writing by the Architectural Control Committee.
Conditional

Sheds & outbuildings

Storage sheds need the committee's approval. The declaration states the prohibition and the exception in one sentence and sets no size, material or placement standard for an approved shed, so the terms are whatever the committee sets.

No storage sheds are allowed unless approved by the Committee.
Conditional

RVs, boats & trailers

Two paragraphs reach recreational vehicles. One says a recreational vehicle, boat, trailer or motor home may not be placed for storage or repair on the exterior of a lot or on the streets. The other gives a time allowance: mobile homes, recreation vehicles, house trailers, boats, boat trailers, motor homes and camping trailers may not be parked on a lot for longer than twenty-four hours, and the same twenty-four-hour limit applies to snowmobiles, motorcycles and dune buggies. The storage ban is written as reaching the exterior of the lot and the streets, and the declaration does not say anything either way about a vehicle kept inside a closed garage.

Mobile homes, recreation vehicles, house trailers, boats, boat trailers, motor homes, camping trailers and trailers therefore shall not be parked on any Lot for longer than twenty-four (24) hours.
Conditional

Swimming pools & hot tubs

In-ground pools are permitted. Above-ground pools are not, and neither are tennis courts. Hot tubs are permitted on the patio area of a home, with the location approved by the architectural control committee.

No tennis courts nor above ground pools shall be permitted, In-ground pools shall be permitted. Hot tubs shall be permitted on the patio area of a home and the location thereof approved by the Architectural Control Committee, referred hereinafter as the “Committee”.
Conditional

Exterior changes & additions

Nothing may be erected, placed, maintained or altered on a lot, and the natural topography or drainage may not be changed, until the architectural and landscape control committee has approved the plans in writing. Two complete sets of plans go in, showing floor plan, quality of construction, materials, outside colors, harmony of external design with existing structures, location relative to lot lines, topography, finish grade elevations and the landscaping details. One set is kept and one returned. No deviation from approved plans is allowed without the committee's prior written consent, and the declaration says the committee's decision is entirely within its discretion.

No Building or other structure shall be erected, constructed, placed, maintained, or altered on any Lot, nor shall the natural topography or drainage of any Lot be altered, until the construction plans for the structure or for the topographical alterations and the landscaping plan have been approved by the Architectural and Landscape Committee.
Conditional

Satellite dishes & antennas

Twenty inches in diameter is the line the declaration draws. An above-ground television or satellite dish exceeding twenty inches, and AM, FM or short-wave radio antennas of any type, are not to be erected or maintained unless properly hidden from view at the discretion of the architectural control committee. Federal rules limit how far a covenant like this can be enforced against a small dish, so it is worth confirming the association's current position before you rely on it.

No outside above-ground television, satellite dish exceeding twenty (20) inches in diameter, A.M., FM. or short wave radio antennas of any type, unless properly hidden from view at the discretion of the Architectural Control Committee, shall be erected or maintained on any Homesites or structures inthis Property.
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Landscaping, trees & gardens

A landscaping plan is part of what the architectural and landscape control committee approves before work starts, and the plans submitted have to show all details regarding landscaping. Separately, every lot with a house on it starts with a sodded front yard and side yard, and a back yard that is either sodded or seeded.

All Lots on which a residential dwelling is constructed thereon shall initially have a sodded front yard and side yard, and sodded or seeded back yards.
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

How you can live here

Conditional

Pets

Dogs, cats and ordinary household pets are allowed, as long as they are not kept, bred or maintained for any commercial purpose. Livestock, poultry and pigeons may not be raised, bred or kept. Dogs and cats cannot be housed or regularly kept outside the house, and pets go outdoors only on a leash or other restraint and attended by the owner. The owner is fully liable for any injury or damage to people or property, including in the common areas. The declaration sets no numeric limit on how many pets a household may have.

No animals, including pigeons, livestock or poultry of any kind shall be raised, bred or kept on any Lot for either commercial or personal use except that dogs, cats, or ordinary household pets may be kept, provided that they are not kept, bred or maintained for any commercial purposes.
Not stated

Renting your home

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Basketball hoops

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Yard signs

One sign of not more than six square feet advertising the property for sale is allowed. A builder may use a sign of any size during the construction and sales period, and the board reserves its own right to put up signs to promote sales in the development. Any other sign displayed to public view from a lot falls outside what this paragraph permits.

No sign of any kind shall be displayed to the public view of any Lot except one sign of not more than six (6) square feet advertising the Real Estate for sale or a sign of any dimension used by builder to advertise during construction and sales period.
Conditional

Street parking

Trucks, automobiles, recreational vehicles, boats, trailers, motor homes and commercial or industrial equipment may not be placed for storage or repair on the exterior of a lot or on the streets of the subdivision. Recreational vehicles, boats, trailers and the like may not be parked on a lot longer than twenty-four hours, and the same twenty-four-hour limit covers snowmobiles, motorcycles and dune buggies. Every house has to have a full-size attached garage holding at least two and no more than three cars. Ordinary day-to-day parking of a resident's own car is not itself addressed.

No commercial or industrial mechanical or electrical equipment, tractor-semitrailer, truck, automobile, recreational vehicle, boat, trailer or motor home shall be placed for storage or repair on the exterior of any Lot or on the streets of the Subdivision.
Conditional

Running a business from home

A home occupation is permitted, but the declaration draws it narrowly. It has to be conducted entirely inside the house, by a member of the immediate family living there, and be clearly incidental and secondary to living there. There may be no exterior sign or display, no commodity sold on the lot, no employee other than a family member living there, no activity that requires off-street parking under local codes, and no mechanical or electrical equipment used. The declaration also names trades that can never count as a home occupation, among them a vehicle repair shop, a barber shop, a styling salon, a massage parlor, an animal hospital and animal trimming or grooming.

No Lot shall be used for any purpose other than as a single-family residence, except that a home occupation, defined as follows may be permitted.
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Vehicle repair in the driveway

The storage paragraph names repair directly: a truck, automobile, recreational vehicle, boat, trailer or motor home may not be placed for storage or repair on the exterior of a lot or on the streets of the subdivision. A separate sentence says no lot may be used for the storage of old lumber, cars, materials or debris. The ban is written as reaching the exterior of the lot and the streets, and the declaration does not address work done inside a closed garage.

No commercial or industrial mechanical or electrical equipment, tractor-semitrailer, truck, automobile, recreational vehicle, boat, trailer or motor home shall be placed for storage or repair on the exterior of any Lot or on the streets of the Subdivision.
Conditional

Trash & recycling containers

Trash, garbage and other waste goes in appropriate residential containers, and those containers are stored inside except on trash pick-up days. Containers have to be kept clean and sanitary, and no lot may be used as a dumping ground for rubbish, trash or junk.

Trash, garbage or other waste shall not be kept except in appropriate residential trash and garbage containers stored inside except on trash pick up days,
✗ Not allowed

Grilling & outdoor cooking

The fires paragraph is written broadly. It bars any fire for vegetation, trash burning or otherwise from burning on a lot, street, sidewalk or roadway. Because of the words or otherwise, a charcoal or wood fire is caught by it on the face of that wording. The declaration never names a grill, and a gas grill may be a different question. If you plan to cook outdoors regularly, it is worth getting the association's position in writing.

No fire for vegetation, trash burning or otherwise shall be permitted to burn upon any lot, street, sidewalk or roadway on the Property.
Conditional

Clotheslines

What the declaration bars is a permanent structure for hanging laundry, rugs or other items outside the house. A removable or temporary drying rack is not addressed either way, so a homeowner who wants certainty on one should ask the association.

No permanent structure for the hanging of laundry, rugs, or other items outside the Dwelling Unit is permitted.
Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these answers come from

The documentAmended and Restated Declaration of Covenants and Restrictions Applicable to Portage Realty's Reverewood Addition Phase III, Section T, Second Replat, recorded April 29, 2020 as instrument 2020-10487
Recorded asAmended and Restated Declaration recorded April 29, 2020 as instrument 2020-10487, executed by Barak Orchid GK LLC
The original Declaration of Protective Restrictions, Covenants, Limitations and Easement for this section, recorded April 17, 2007 as instrument 0714897, which this one amends and restates
Plat recorded February 15, 2019 as instrument 2019-03400 and re-recorded July 30, 2019 as instrument 2019-18277
How it was readRead page by page off the optical character recognition of all fifteen scanned pages of the recorded declaration.
The associationThe Reverewood Estates Homeowners Association, Inc. governs this section. You become a member when the deed to your home site is delivered and recorded, and membership ends when you stop owning. There is one class of member, every lot has one vote, and a member who is behind on assessments may have that vote suspended. The association is responsible for the common areas - upkeep, maintenance, replacement, repair, insurance, landscaping and any taxes on them - along with underground drainage and piping over drainage easements, lights and common lighting, decorative, informational and general signage, entrance improvements and landscaping, and the administration of the association itself. Each owner insures their own house and lot and pays their own separately metered utilities. The declaration sets the assessment at two hundred seventy dollars per year per lot, running from the date each lot is bought from the developer, until the association determines otherwise. That figure is from the 2020 recording and the budget is re-set annually, so ask the association what it is now. After turnover the board prepares an annual budget and the members vote on it at the annual meeting. The board can also levy special assessments for unexpected expenses by resolution, charged equally across lots when the expense is for common areas and to a single owner when it is attributable to one lot. The year's assessment becomes a lien on each lot as of January 1. Unpaid assessments carry twelve percent interest per year. The board may declare the whole unpaid balance due and record a notice of lien, which is enforced like a mortgage lien and picks up attorney's fees, title expenses, interest and collection costs. In a foreclosure action the owner and any occupant are jointly liable for a reasonable rent, and the association may have a receiver appointed. A first mortgage foreclosure extinguishes the lien for installments that came due before the sale, though not the former owner's personal liability. Enforcement is not the association's alone. The right to enforce by injunction, including having a structure removed, is vested in every lot owner as well as in the association and the developer, and the covenants may also be enforced by a civil action for damages. An owner who loses an enforcement action pays the association's costs and attorney's fees, and the association gets a lien on the lot to secure them. Control of the association was still with the developer, Barak Orchid GK LLC, when this was recorded. It passes to the owners at the turnover date, which is the first of: a recorded written turnover, the developer no longer owning any home sites, or December 31, 2030. The architectural and landscape control committee is likewise developer-appointed until turnover and board-appointed after it.

Ask us about Reverewood Section T

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