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Spring Mill Estates

What the recorded documents actually say about Spring Mill Estates in South Bend — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

9 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

Read from the 4-page scan hoa__spring-mill-estates__4, instrument 9241079, recorded 1992. All four page images under data/vision_pages/hoa__spring-mill-estates__4/ were read by eye because the OCR dropped the heading of paragraph 1 and mangled the middle of paragraph 10, the pets clause. The images confirmed the document runs 1 through 27 with no gap and ends with the developer signature. RECOVERED DOCUMENTS. This input's source list named only the 4-page scan, while four further OCR'd document sets, 89 pages in total, sat on disk under this slug with no marker saying so. All four were read from data/ocr_text/ before this page was answered, and none of them governs Spring Mill Estates. They are the Woodbridge Condominiums horizontal property regime: hoa__spring-mill-estates (45 pages) and __2 (24 pages) are the 1980 Declaration of Horizontal Property Ownership for Woodbridge Condominiums, __3 (19 pages) is the Code of By-Laws of Woodbridge Association, Inc., and __5 (1 page) is a 1984 amendment to that declaration, instrument 8823504. Two further amendments to the same Woodbridge declaration sit at the tail of the 45-page set, a 1988 unit-owner vote and a 2000 membership vote, both amending its paragraph 17 on leasing. Measured across all 89 recovered pages: 56 occurrences of Woodbridge Condominiums, Woodbridge Village Condominiums or Woodbridge Association, and zero occurrences of the word spring in any form. The word Woodbridge appears nowhere in the Spring Mill Estates declaration. So the two sets of documents share no name, no declarant and no instrument number. NEWER INSTRUMENT CHECK. Nothing recovered is a newer instrument for this neighborhood. The Woodbridge chain runs 1980, 1984, 1988 and 2000, but it amends a different community's declaration; the Spring Mill Estates instrument, 9241079 from 1992, is the only recorded instrument in this pull that declares this subdivision, and no amendment to it was found anywhere in the corpus. WORTH KNOWING

What you can build and change

Conditional

Fences

The only fence rule in this declaration is about sight lines at corners, not about height, material or approval. On a corner lot, no fence, wall, hedge or shrub that blocks the view between two and six feet above the roadway may stand inside the triangle formed by the two street lines and a line joining them 25 feet back from the intersection. The same limit applies within ten feet of where a driveway meets a street line. Outside those corner triangles the document sets no fence height, no material list and no approval step. Paragraph 25 does treat privacy fencing as an accepted way to screen a parked recreational vehicle, which tells you privacy fences were contemplated, but no clause states how tall or what style.

No fence, wall, hedge or shrub planting which obstructs sight lines at elevations between two (2) and six (6) feet above the roadways shall be place or permitted to remain on any corner lot
Conditional

Sheds & outbuildings

Detached storage buildings are allowed and are actually assumed by the document, but they carry conditions. A shed for lawn tools, toys, pool equipment or other personal property must be of quality construction, kept in attractive and neat appearance, and must blend with the home. The developer is given authority to require protective screening around it. The document sets no size limit, no height limit and no setback for a shed, and names no committee that approves one. Separately, paragraph 6 forbids using an outbuilding, trailer, tent or shack as a residence at any time, temporarily or permanently.

The construction and placement of any detached storage structures to be used for the storage of lawn tools, toys, swimming pool apparatus, or any other personal property must be of a quality construction and must be maintained in attractive and neat appearance and blend with the established home.
Conditional

RVs, boats & trailers

A recreational vehicle or trailer may sit on the property for seven days. After that it must be removed, or stored on the property out of sight, and the document names two ways to do that: inside garage storage, or behind privacy fencing. The clause covers recreational vehicles and trailers by name; it does not separately mention boats, campers or motorhomes. Paragraph 5 separately bars keeping junk cars outside the residence.

Recreational vehicles or trailors, may stay for a period of seven (7) days only. Then they must be removed or stored or stored on the property if hidden from view by garage storage or privacy fencing.
Conditional

Swimming pools & hot tubs

Swimming pools are permitted, with two conditions stated in a single short sentence: wood decks must be attached to the pool, and pool supplies must be kept in storage buildings. The document sets no fencing requirement of its own for a pool, no size limit and no approval step, and does not distinguish above-ground from in-ground. State and county pool barrier codes apply regardless of what the covenants say.

Swimming pools are acceptable if wood decks are attached and pool supplies are in storage buildlings.
Conditional

Exterior changes & additions

This declaration sets up no architectural review committee, so there is no board to submit plans to and no approval form. What it does limit is what the building can be. Paragraph 1 says no dwelling may be erected, altered, placed or left on a lot other than one single-family dwelling of not more than two stories, with a private garage for not more than three cars. Paragraph 2 adds minimum finished floor area by style, 1,000 square feet for a ranch and 1,400 square feet for a one-and-a-half story or two story, measured without one-story open porches and garages, and requires a full-size attached garage holding at least two but not more than three cars. Paragraph 3 sets the building location, no nearer than eight feet to a side lot line with two side yards totaling at least twenty feet, and no nearer to the road than the setback shown on the recorded plat. Nothing in the document governs paint colors, siding, roofing or windows.

No dwelling shall be erected, altered, placed or permitted to remain on any lot other than one single-family dwelling not to exceed two (2) stories in height and a private garage for not more than three (3) cars.
✗ Not allowed

Satellite dishes & antennas

Satellite dishes are prohibited outright. Paragraph 24 bars any dish on the dwelling or on the lot the dwelling sits on, and extends the ban to any adjacent lot the same owner happens to own. The sentence repeats a phrase, which is how it reads in the recorded typescript. The document says nothing about antennas that are not dishes. Buyers should know that federal over-the-air-reception rules can limit how far a private covenant like this one is actually enforceable against a small dish, which is a question for a lawyer rather than something this document answers.

No dwelling shall be permitted to have any dish on the dwelling itself or on the dwelling itself or on the lot which the dwelling is located or any adjacent lots which might be owned by said owner.
Not stated

Solar panels

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Conditional

Landscaping, trees & gardens

The document sets no general landscaping standard, no lawn maintenance requirement and no plant list. Its one planting rule is the corner sight-line clause: a hedge or shrub that blocks the view between two and six feet above the roadway may not stand in the corner triangle 25 feet back from an intersection, or within ten feet of a driveway, and a tree in that area has to have its foliage line kept high enough not to block the sight line. One other yard requirement sits in paragraph 17: every residence is to have at least one front-yard light that turns itself on by electric eye or timer.

No tree shall be permitted to remain within such distances of such intersection unless the foliage line is maintained at sufficient height to prevent obstruction of such sight lines.
Not stated

Mailboxes

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How you can live here

Conditional

Pets

Dogs and cats are permitted as household pets. Other animals are not: the clause opens by saying no animals may be raised, bred or kept on any lot, then carves out dogs and cats. Two conditions ride along with the carve-out. The pets may not be kept, bred or maintained for any commercial purpose, and they may not be allowed to become a neighborhood nuisance or hazard in any manner. The document puts no number on how many pets a household may have, and says nothing about breed, size or leashing. The heading on this paragraph is Livestock and Poultry, so the practical effect is that chickens, horses and similar animals are out.

No animals shall be raised, bred or kept on any lot, except that of dogs and cats as household pets may be kept, provided that are not kept, bred or maintained for any commerical purposes and are not permitted to become a neighborhood nuisance or hazard in any manner.
Not stated

Renting your home

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Not stated

Basketball hoops

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Conditional

Yard signs

Signs are banned from public view with two exceptions. An owner may display one sign of not more than five square feet advertising the property for sale or for rent. A builder may use a sign of any size to advertise the property during the construction and sales period. Everything else, of any kind, is off limits to public view on a lot. The document says nothing about political, contractor, security or holiday signs, so those fall under the general ban as written.

No sign of any kind shall be displayed to the public view on any lot except one sign of not more than (5) square feet advertising the property for sale or rent, or a sign of any dimension used by a builder to advertise the property during the construction and sales period.
Conditional

Street parking

The document has no street-parking rule, no driveway-parking rule and no limit on how many cars a household may have. It restricts two specific things. Junk cars may not be kept outside the residence, a clause that sits inside the nuisance paragraph. Recreational vehicles and trailers get seven days, then must be removed or hidden from view in a garage or behind privacy fencing. Every home is also required to have an attached garage that holds at least two cars and no more than three, and driveways have to be asphalt or concrete rather than stone or cinder, with asphalt at least four inches thick.

No junk cars will be permitted to be kept outside of the residence.
Conditional

Running a business from home

A home occupation is expressly permitted, inside a narrow definition. It has to be carried on within the residence itself, and it has to be participated in solely by a member of the immediate family living in that residence. That wording rules out an employee or a partner who lives elsewhere, and rules out a detached building as the workplace. Otherwise the lot may be used only as a single-family residence. The document sets no limit on customer traffic, deliveries or hours, and does not mention business signage, though the sign clause separately bans any sign other than a for-sale or for-rent sign.

No lot or lots shall be used for any purpose other than as a single-family resident except that a home occupation defined as within the residence dwelling and participated in soley by a member of the immediate family residing in said residence.
Not stated

Short-term rentals (Airbnb)

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Not stated

Vehicle repair in the driveway

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Conditional

Trash & recycling containers

Trash, garbage and other waste have to be kept in sanitary containers, and no lot may be used or maintained as a dumping ground for rubbish. Any incinerator or other equipment for storing or disposing of waste has to be kept clean and sanitary. The document does not say where containers must be stored between pickups, does not set a screening requirement for them, and names no collection day or hauler.

Trash, garbage or other waste shall not be kept except in sanitary containers.
Not stated

Grilling & outdoor cooking

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Not stated

Clotheslines

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Not stated

Flags & flagpoles

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Not stated

Window coverings & decorations

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Where these answers come from

The documentProtective Restrictions, Covenants, Limitations and Easements for Springmill Estates in St. Joseph County, IN
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
The associationThere is no homeowners association in this document. The declaration creates no association, no board, no architectural review committee, and no assessments or dues of any kind. Nothing in the 27 numbered restrictions mentions a fee, a lien, or a common area to maintain, so there is no dues figure to report. Enforcement is left to the lot owners and the developer. Paragraph 22 vests the right to enforce the covenants, including the right to have an offending structure removed by due process of law, in the owner of any lot in Springmill Estates and in the developer, its successors and assigns. The remedies named are an injunction and a civil action for damages, plus any other appropriate relief at law or in equity. The opening paragraph also states that a violation gives no right of reversion or forfeiture of title, so nobody loses their home over a covenant breach. One quirk worth knowing: paragraph 22 names Pelican Cove developer in one clause and Springmill Developer in the next, which reads as a drafting carryover in the original typescript; the title block, the amendment clause and the effective-date clause all name Springmill Estates. A few powers sit with the developer rather than with neighbors. Paragraph 7 lets the Springmill Estates Developer require protective screening around a detached storage building, and paragraph 23 lets Springmill Developers grant a written variance from the requirement to start building within a year of taking title. The document was recorded in 1992 and does not say what happens to those developer powers once the developer is gone. On changing the rules: for the first five years after the plat was recorded the developer alone could amend or waive any restriction. After that, an amendment takes owners of at least 75 percent of the lots, signed and recorded with the St. Joseph County Recorder. The covenants ran until January 1, 2006 and then extend automatically in successive ten-year periods unless owners of at least 75 percent of the lots vote otherwise, so they remain in force today unless such a vote was recorded. No later amendment for this subdivision was in the documents supplied with these listings. A buyer who wants certainty on that should have the title company search the recorder for anything filed against the plat after 1992.

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