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Springwood Estates

What the recorded documents actually say about Springwood Estates in Granger — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

10 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

TWO THINGS HERE ARE EASY TO MISS AND BOTH COST MONEY. First, Springwood Estates is on SEPTIC, not sanitary sewer - every house carries its own septic tank, installed at the owner's expense and approved by the county, and no other sewage disposal is permitted. Budget a septic inspection into any offer here. Second, certain lots contain all or part of a RETENTION POND, which is under the county drainage board's jurisdiction; the association reimburses the property tax on that portion and handles the mowing, and the retention-pond paragraph cannot be amended without every affected owner signing. The minimum house sizes are also among the largest in the county, and lots 6 and 78 through 81 carry a higher one still. This page is built on the Section One covenants; a later section, if one was platted, may have its own.

What you can build and change

Conditional

Fences

The only perimeter fencing permitted is split rail, two rails high and no more than four feet. A privacy fence up to six feet is allowed around the immediate patio, matching the architectural standard set by the style of the house and approved in writing by the architectural control committee - unless the committee grants a written variance from the fence rule. On a corner lot, nothing between two and six feet above the roadway may block the sight triangle.

Paragraph 8 - Perimeter Fencing, with Paragraph 17
Conditional

Sheds & outbuildings

A detached storage building or pet shelter for lawn tools, toys, pool equipment or pets is allowed if it is quality construction, kept attractive and neat, blends with the house, and goes to the architectural control committee for approval before construction starts. The committee may require protective screening around it. No trailer, modular, manufactured or prebuilt home, basement, tent, shack, barn or temporary structure may be moved onto or built on a lot and lived in.

Paragraphs 10 and 12 - Prohibited Structures and Detached Buildings
✗ Not allowed

RVs, boats & trailers

Campers, trailers, trucks and boats may not be kept in open areas in the subdivision - and the covenant closes the usual workaround by saying that holds whether the open area is on your own lot or off it. Garage storage is the practical answer here.

Paragraph 23 - Recreational and Commercial Vehicles
✗ Not allowed

Swimming pools & hot tubs

Above-ground pools are not permitted, and neither are tennis courts. An in-ground pool is not separately addressed, so it falls under the architectural control committee's general approval requirement - ask the committee before you plan one.

Paragraph 11 - Tennis Courts and Pools
Conditional

Exterior changes & additions

Nothing is built, placed, altered or re-graded until the architectural control committee approves the plans - floor plan, quality of construction, materials, exterior colours, how the design sits with the houses already there, and placement against the lot lines, topography and finish grade. THREE complete sets go in, two kept and one returned, and the decision is in writing. Anything begun is finished within a year or removed. Minimum floor area is 2,200 square feet for a ranch, 2,400 for a two-storey and 2,500 for a one-and-a-half storey, bi-level or tri-level - and on lots 6 and 78 through 81 of Section One every style needs 2,800. Bi-level and tri-level homes are permitted only on specified terrain. Every house has a full-size attached garage, and every fireplace chimney is masonry.

Paragraphs 1, 3, 4 and 18 - Architectural Control, Dwelling Size, Completion Date
✗ Not allowed

Satellite dishes & antennas

The covenant as written is a blanket ban: no outside above-ground television, AM, FM or short-wave antenna of any type, satellite dish antennas expressly included, may be put up or kept on any lot or structure. All utility service including cable runs underground and out of sight, and street and lot lighting sits on posts with no visible lines. Federal rules on over-the-air reception devices limit how far a private covenant can restrict a dish of one meter or less on property in your own exclusive use and control, so ask the association rather than assuming the ban binds as written.

Paragraph 25 - Utilities and Television Antennas
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Landscaping, trees & gardens

Side, front and rear yards are planted with grass seed, sod or ground cover within 120 days of the house being finished or occupied, whichever comes first, unless the committee approves otherwise. On the recorded non-access easements the owner maintains the screen planting at their own expense, and no screen planting over thirty-six inches high is permitted between the building setback line and the front lot line. On a corner lot nothing between two and six feet above the roadway may block the sight triangle, and a tree there has to be trimmed up high enough to keep the sight line clear.

Paragraphs 7, 17 and 18
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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How you can live here

Conditional

Pets

Dogs, cats and other household pets are allowed, as long as none is kept, bred or maintained commercially and none is permitted to become a neighbourhood nuisance or hazard. Livestock and poultry may not be raised, bred or kept.

Paragraph 15 - Livestock and Poultry
Not stated

Renting your home

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Basketball hoops

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Yard signs

One sign of no more than five square feet advertising the property for sale or rent, plus a builder's sign of any size during the construction and sales period.

Paragraph 14 - Signs
Conditional

Street parking

Driveways have to be at least twelve feet wide, and asphalt at least three inches thick, brick, or concrete at least four inches thick. Stone and cinder driveways are not permitted. A circular drive in front of the house may be as narrow as eight feet. Campers, trailers, trucks and boats may not sit in an open area anywhere in the subdivision.

Paragraph 13 - Driveways and Chimneys, with Paragraph 23
Conditional

Running a business from home

A home occupation is allowed if it is carried on entirely inside the house, engaged in solely by a member of the immediate family living there, and stays clearly secondary to living there - with no sign or display visible from outside, no commodity sold on the premises, and nobody employed from outside the immediate family.

Paragraph 2(b) - Home Occupations
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Vehicle repair in the driveway

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Trash & recycling containers

No lot is used as a dumping ground for rubbish. Trash, garbage and other waste go in sanitary containers, and any incinerator or storage equipment is kept clean and sanitary. Oil and fuel storage tanks go underground or are concealed inside the house, the basement or the attached garage.

Paragraphs 16 and 20 - Garbage and Refuse Disposal, Fuel Storage Tanks
Conditional

Grilling & outdoor cooking

No fire may be allowed to burn on any street or roadway in the subdivision. A fire on your own lot is not addressed.

Paragraph 27 - Fires
Not stated

Clotheslines

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these answers come from

The documentProtective Restrictions, Covenants, Limitations and Easements for Springwood Estates, Section One, St. Joseph County, Indiana
Recorded asCovenants recorded as instrument 9243410
Section One plat, lots 1 through 81, recorded 24 August 1992 as instrument 9230735
Developer: Adams Road Development Corp.
Covenants ran to 1 September 2012, then extend automatically in ten-year terms unless owners of 75 percent of the lots record a change
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
Checked againstfour scanned filings of the same covenant set were read together and agree
The associationSpringwood Estates Homeowners Association, Inc., an Indiana corporation. Every lot owner is a member with one vote per lot. The association funds the park areas, the landscaped entrances and the street lighting, can provide security services, and carries the retention pond duties below. The covenants cap total annual dues and assessments against any lot at ONE HUNDRED AND FIFTY DOLLARS, and the developer could not raise that cap during its first five years - ask the association whether a later amendment changed it, because a cap that old is often revised. The developer also agreed to deed the common areas to the association no later than five years after the last lot sold. Where a lot contains part of a retention pond, the association reimburses that owner for the property taxes on the pond portion within thirty days of proof of payment, and arranges the mowing if the county drainage board does not do it.

Ask us about Springwood Estates

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