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The Terraces at College Green

What the recorded documents actually say about The Terraces at College Green in Goshen — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

16 homes have sold here in the last four years, which is why this neighborhood was compiled early.

What you can build and change

Conditional

Fences

A fence needs written approval before it goes up. The declaration names fences specifically and says no fence or other structure may be started, put up, kept, improved or altered by an owner without the prior approval of the Architectural Control Committee or the Grounds Committee. The request goes in on an Exterior Change Request Form with drawings, site plan and contractor details, and the committee answers in writing within thirty days of a complete request. No height, material or style standard is written into the documents, so those come from the committee's rules - ask the association for the current ones. Note that the association already maintains the existing fences on the common ground.

No Dwelling Unit, fence or other structure shall bé commenced, erected, maintained, improved, altered, made or done and no trees or shrubs may be planted by an Owner without the prior approval of the Architectural Control Committee or Grounds Committee.
Conditional

Sheds & outbuildings

The documents never use the word shed, but they do cover any structure. No dwelling unit, fence or other structure may be started, erected, kept, improved or altered by an owner without prior approval of the Architectural Control Committee or the Grounds Committee, and any change to a site from its original improved state needs the committee's approval too. That puts a shed or outbuilding in front of the committee first. No size, siting or material standard is stated in the recorded documents.

No Dwelling Unit, fence or other structure shall bé commenced, erected, maintained, improved, altered, made or done and no trees or shrubs may be planted by an Owner without the prior approval of the Architectural Control Committee or Grounds Committee.
✗ Not allowed

RVs, boats & trailers

Boats, campers, trailers of any kind, buses, mobile homes, trucks, motorcycles, mini bikes, mopeds and any vehicle other than a normal passenger vehicle may not be parked overnight or stored anywhere in the community. The one way to keep one on site is completely enclosed inside a garage - the declaration says nothing in the rule prevents parking, storing or repairing such a vehicle when it is fully inside a garage.

No boats, campers, trailers of any kind, buses, mobile homes, trucks, motorcycles, mini bikes, mopeds, or any other vehicles of any description other than normal passenger vehicles shall be parked overnight or stored anywhere on the Real Estate; provided however, that nothing herein shall prevent the parking, storage, or repair of such vehicles completely enclosed within a garage.
Not stated

Swimming pools & hot tubs

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Exterior changes & additions

Exterior changes are tightly controlled and this is the rule that touches most projects. No improvement, alteration, repair, color change, excavation or grade change that alters a site or what is on it from its original improved state may be done without the Architectural Control Committee's prior approval. The process is a written Exterior Change Request Form, filled out completely and signed by an owner, with the details needed to evaluate it attached - for construction that means a detailed description, drawings or pictures, site plans, elevations and contractor information. The committee replies in writing within thirty days of a complete request, and a denial can be appealed to the board, which may reverse or modify it on a two-thirds vote of the directors. Separately, nothing may be affixed to exterior walls or roofs without the committee's consent.

No improvements, alterations, repairs, change of colors, excavations, changes in grade or other work which in any way alters any Dwelling Unit Site or the improvements located thereon from the natural or improved state existing on the date such Dwelling Unit Site was first conveyed in fee by the Declarant to an Owner shall be made or done without the prior approval of the Architectural Control Committee
Conditional

Satellite dishes & antennas

Antennas and satellite dishes are treated together and the rule is about placement and looks, not a ban. The declaration says an antenna should be installed so it does not detract from the overall look of the community and, if possible, should sit in the perimeter landscaping of the home site with shrubs or bushes planted around it for camouflage. It then says flatly that this does not require installing it where an acceptable quality signal cannot be received, or in a way that raises the cost or unreasonably delays or prevents use. Antennas cannot be installed on the common areas. No size limit is stated.

Radio/ television antennas and/or satellite dishes (collectively referred to as an antenna) should be installed in a manner so that such installation does not detract from the overall aesthetic of the Real Estate. If possible, any antenna should be located in the perimeter landscape of the Dwelling Unit Site with shrubs or bushes planted in the general area of the antenna for camouflage.
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Landscaping, trees & gardens

Most of the yard work is not the homeowner's to begin with - the association mows, waters, fertilizes and replants the lawn and cares for the trees, shrubs and flowers it planted. What an owner adds is controlled: no trees or shrubs may be planted by an owner without prior approval of the Architectural Control Committee or the Grounds Committee, and no owner may remove a tree the association planted without the board's approval. Flowers are the exception an owner can plant on their own, but the documents say the owner must remove them if the committee directs it at any time. Anything the homeowner planted is theirs to maintain, and the board may issue further rules on planting and removal.

No Owner shall remove any tree planted by the Corporation without the approval of the Board of Directors. Each Owner agrees to be governed by such rules and regulations as may from time to time be promulgated and issued by the Board of Directors governing the planting arid removal of landscaping at a Dwelling Unit Site.
Conditional

Mailboxes

The documents put mailboxes on the association's list of things it maintains, alongside driveways, porches, parking areas, yard lights and fences, with the cost carried in the assessments. No design, color or replacement standard for an owner-supplied mailbox is written into the recorded documents, and because exterior changes generally need Architectural Control Committee approval, ask the association before changing one out.

maintenance of driveways, porches, parking ‘areas, yard lights, mailboxes, and fences;

How you can live here

Conditional

Pets

Dogs, cats and customary household pets are allowed in a home. No livestock or poultry of any kind may be raised, bred or kept anywhere in the community, and no pet may be kept, bred or maintained for a commercial purpose or allowed to create a nuisance. Outdoors, a pet has to be on a leash or other restraint and attended - and the declaration says specifically that tethering a pet outside the home site does not count as attended. Owners must pick up and properly dispose of pet waste immediately. Owners are fully liable for injury or damage their pet causes. If the board judges a pet to be creating a nuisance, unreasonable disturbance, noise or property damage, the pet has to be permanently removed within ten days of written notice. No breed list or size or number limit is stated, and the board may adopt further pet rules.

except that pet dogs, cats or customary household pets may be kept in a Dwelling Unit, provided that such pet is not kept, bred or maintained for any commercial purpose and does not create a nuisance. Pets shall be taken outdoors only under leash or other restraint and while attended
Conditional

Renting your home

Long-term leasing is expressly protected. The declaration says that apart from the short-term ban, owners have the absolute right to lease their home, provided the lease is made subject to the covenants and restrictions in the declaration and to the bylaws. The condition that bites is the length: a rental for less than 180 days is prohibited. No cap on the number of rentals, no board approval of tenants and no registration requirement appears in the documents.

the Owners shall have the absolute right to lease his or her Dwelling Unit, provided that the lease is made subject to the covenants and restrictions contained in this Declaration and further subject to the Bylaws.
✗ Not allowed

Basketball hoops

The declaration does not use the word basketball, but it bans the category a permanent goal falls into: no swing sets, sandboxes or permanent recreational toys or equipment are permitted unless the association provides them. It also says only common areas specifically designated for recreation may be used for recreation. A portable hoop is not separately addressed, so ask the association how it applies the rule.

No swing sets, sandboxes or permanent recreational toys or equipment shall be permitted unless provided by the Corporation.
Conditional

Yard signs

Signs need permission. For sale, for rent and for lease signs, any other sign, and any window or advertising display may not be put up anywhere in the community without the prior consent of the board - the board keeps the right to place for sale or for lease signs itself on unsold or unoccupied homes. Political signs are carved out: an owner may display them starting thirty days before an election and up to five days after it, which is what Indiana Code 32-31-13 allows. Separately, no sign, awning, canopy or shutter may be affixed to an exterior wall or roof without Architectural Control Committee consent.

No "for sale," "for rent" or "for lease" signs, or other signs or other window or advertising display shall be maintained or permitted on any part of the Real Estate without the prior consent of the Board of Directors
Conditional

Street parking

Parking is spelled out in detail. Residents are to park inside the garage attached to their home, and for each space in that garage they may park one additional operational vehicle on their own driveway - so a one-car garage means one more car in the driveway. That driveway limit does not apply to temporary guest parking. On-street daytime parking should be used only when necessary and vehicles should not be parked on the street overnight; guests should use their host's driveway or the guest parking spaces. Separately, anything that is not a normal passenger vehicle may not be parked overnight or stored anywhere outside a garage.

Residents should park their vehicles inside of the garage attached to his/her Dwelling Unit, and for each parking space available in the garage attached to the Dwelling Unit, Residents may park one additional vehicle (which is operational) on their Dwelling Unit’s driveway.
Conditional

Running a business from home

The declaration limits every home and home site to residential occupancy, and it bars commercial or other activity that creates a nuisance in terms of noise, parking, traffic flow or disruptive behavior. It does not address a quiet home office with no clients coming and going, and no signage is permitted without board consent, so a business that draws traffic or needs a sign runs into the rule. Ask the association how it reads this for a specific situation.

No commercial or other activity which creates a’ nuisance with regard to noise, parking, traffic flow, or disruptive behavior shall be permitted on the Real Estate.
✗ Not allowed

Short-term rentals (Airbnb)

Short-term rental is prohibited and the declaration puts a number on it: no home may be rented for transient or hotel purposes, defined as a rental for a period of less than 180 days. That rules out nightly and weekly platform rentals, and month-to-month stays below six months as well. Leasing for longer than that is expressly allowed.

No Dwelling Unit shall be rented by the Owners for transient (short-term) rental or hotel purposes, which shall be defined as a rental for a period of less than 180 days.
Conditional

Vehicle repair in the driveway

The only thing the documents say about repairing a vehicle is inside the rule on boats, campers, trailers, trucks, motorcycles and other non-passenger vehicles: parking, storing or repairing one is permitted when it is completely enclosed within a garage. Routine work on an ordinary passenger car in a driveway is not separately addressed, though the general bar on activity that is a nuisance or annoyance to neighbors would still apply.

nothing herein shall prevent the parking, storage, or repair of such vehicles completely enclosed within a garage.
Conditional

Trash & recycling containers

Garbage, trash and refuse have to be stored in appropriate containers inside the home, garages included, and kept there until no earlier than the evening before scheduled collection. What goes out has to be in sealed disposable plastic bags or in containers the board has approved, and it goes at the collection spots the board designates. The documents do not name a collection day or a hauler, so get those from the association.

All garbage, trash and refuse shall be stored in appropriate containers inside the Dwelling Units (including garages) and shall be kept therein until not earlier than the evening before scheduled trash collection.
Not stated

Grilling & outdoor cooking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
✗ Not allowed

Clotheslines

Line-drying outdoors is out. No clothes, sheets, blankets, rugs, laundry or other things may be hung out or exposed so as to be visible from any part of the common areas or any public street. The rule is about visibility rather than the clothesline itself, and given how these homes sit, very little would be out of sight.

No clothes, sheets, blankets, rugs, laundry or other things shall be hung out or exposed so as to be visible from any part of the Community Properties or any public street.
Conditional

Flags & flagpoles

Flags are not named in the documents, but what they are mounted to is. Nothing may be hung or displayed on the outside of a window or placed on the outside walls of a building, and no sign, awning, canopy, shutter or other attachment or thing may be affixed to or placed upon an exterior wall, a roof or any other part of a home without the prior consent of the Architectural Control Committee. A wall-mounted bracket or a flagpole would go to the committee first. Indiana law gives some protection to displaying the United States flag; the recorded documents here say nothing about it, so ask the association how it handles flags in practice.

Nothing shall be hung or displayed on the outside of the windows of any Dwelling Unit or placed on the outside walls of any building, and no sign, awning, canopy, shutter or other attachment or thing shall be affixed to or placed upon the exterior walls or roofs or any other parts of any Dwelling Unit without the prior consent of the Architectural Control Committee.
Conditional

Window coverings & decorations

There is a specific and unusual rule here: every window covering that is visible from outside the home must be a shade of white and kept in good condition, so the homes present a uniform appearance. Interior color choices that do not show through are not addressed. On top of that, nothing may be hung or displayed on the outside of a window, and no window or advertising display is permitted anywhere without the board's prior consent.

All window coverings which are visible from the exterior of a Dwelling Unit must be a shade of white and kept in good condition in order to present a uniform appearance at each Dwelling Unit.

Where these answers come from

The documentThe Terraces at College Green - Restatement and Amendment of Declaration of Covenants, Conditions and Restrictions (Elkhart County instrument 2022-26058), with the Amended and Restated Code of Bylaws of Terrace Green Homeowners Association, Inc. (2023-03160)
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
The associationThere is an association, and it is a full-service one. The declaration names Terrace Green Homeowners Association, Inc., an Indiana nonprofit corporation, as the successor declarant to the original developer, Windshire Corp., which turned management over to the owners on December 31, 1989. Membership is automatic with ownership - one vote per dwelling unit site, no matter how many people are on the deed. A board of at least seven directors runs it, and the bylaws seat four standing committees: Architectural Control, Finance, Grounds and Nominating. What the association maintains is unusually broad, and it splits by housing type. For every home it handles the lawns - watering, fertilizing, mowing and replanting the grass - plus the care, fertilizing and trimming of trees, shrubs and flowers it planted, the external sewer, water, electric and gas lines within the site, and foundation walls and exterior painting. Plants and flowers the homeowner planted are the homeowner's to maintain. For the attached homes (the declaration calls these Dwelling Unit Clusters - the Terraces, the Commons and the Duplexes) the association also carries the roof, shingles, gutters, chimney structure, siding, exterior walls and studs. Owners of detached Villa homes carry those same exterior items themselves and pay for the water used on their own lawn. Every owner, in every type, is responsible for the interior and for windows, window wells, doors including the garage door, patios and chimney flues. On the common ground the association maintains driveways, porches, parking areas, yard lights, mailboxes, fences and any community building or recreational facility. Architectural approval runs through the Architectural Control Committee, appointed by the board from among the owners. Nothing on the outside changes without it: to change any part of the exterior an owner files an Exterior Change Request Form, complete and signed, with drawings or photos, site plans, elevations and contractor information attached. The committee answers in writing within thirty days of a complete request, and an owner can appeal a denial to the board, which can reverse or modify it on a two-thirds vote of the directors. On assessments, the declaration sets up three streams - a Community Properties Assessment every home pays, a Dwelling Unit Cluster Assessment for the attached homes, and a Villa Unit Assessment for the detached homes - each with its own reserve fund for capital and unexpected expenses. The board prepares the budgets before the annual meeting and sends each owner a copy with the meeting notice, including the percentage the assessment would go up or down. Regular assessments are billed in advance in equal monthly installments and come due automatically on their dates with no invoice or reminder, though the board may set a quarterly cycle and owners may elect to pay quarterly or semi-annually. Special assessments need the assent of sixty-seven percent of the votes of the owners subject to them, voting at a meeting called for that purpose. The recorded documents do not state a dollar figure for dues, so ask the association for the current amount and what it covers for the specific home. On enforcement, the association, the board or any owner may enforce the covenants, with or without proving actual damages, and may seek injunctive relief or removal by due process of any non-complying structure, plus reasonable attorney fees and costs. If an owner lets the site go, the association may enter and correct it after notice and a two-thirds vote of the owners, and bill the cost back as part of the assessment. Owner disputes about appearance or maintenance go to the board (or a committee it appoints) and are to be heard within thirty days, and the board's determination is final; a formal grievance procedure under Indiana Code 32-25.5-5 applies to most claims, with assessment collection and emergency relief carved out. One item a buyer should know about up front: the declaration requires any prospective owner or occupant to take part in the orientation program the association provides. The covenants run to April 15, 2084 and then extend automatically in ten-year periods unless a majority of owners votes to change or end them. A naming note that is not a mismatch: the plats and the recorded title block read The Terraces at College Green, while the association and parts of the text use the name Terrace Green. Both refer to the same community.

Ask us about The Terraces at College Green

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