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Timber Ridge

What the recorded documents actually say about Timber Ridge in Bristol — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

9 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

These answers come from the recorded Timber Ridge Protective Restrictions, Covenants, Limitations, and Easements for Lots 1 - 37, Elkhart County, Indiana, recorded with the Elkhart County Recorder on December 15, 1997 as instrument 97 032386 and signed by the president of Pheasant Ridge Development Company. The name on the document matches this neighborhood, and the recorded plat filed in the same set places Timber Ridge in Washington Township, Elkhart County, in the Bristol area, which is the Timber Ridge this page is about.

Which lots this covers. The restrictions say on their own title page that they are for Lots 1 through 37, and the original Timber Ridge plat recorded in July 1997 in Plat Book 23 at page 72 covers those same Lots 1 through 37. The file also holds a later plat called Timber Ridge Second, recorded in October 1998 in Plat Book 24 at page 91, which adds lots numbered 38 through 55. No separate recorded set of restrictions for those later lots is in the file here. The 1997 text does say assessments are to be levied equally on each lot in all additions to the sections of the recorded plat of Timber Ridge, which reads as though the association was meant to take in the later lots as well, but that is a sentence about dues rather than a statement that the use restrictions extend. If the home you care about sits on a lot numbered above 37, ask your title company or the association which recorded restrictions apply to it before relying on the answers below.

There is a second, unrecorded version of these restrictions in the file, and it matters. It is a clean typed copy carrying the same title and the same lot range, but it has no recorder stamp, no instrument number and no date, its signature line for the association president is blank, and its notary paragraph still has the placeholder word NAME where a name would go. It reads as a proposed revision that was drafted and never executed, so nothing on this page is taken from it. It differs from the recorded text in ways a buyer would care about. It would permit a home occupation carried on inside the dwelling, raise the largest allowed detached building from ten by twelve feet to fourteen by sixteen feet, require an approved pool fence, ban basketball hoops and backboards attached to any structure, and replace the burning paragraph with a detailed rule on recreational and ceremonial fires. It also hands the Architectural Control Committee appointment to the association board instead of the developer, which is likely how it works in practice now. If any of that matters to you, ask the association whether a newer set of restrictions was ever recorded, and ask your title company or the Elkhart County Recorder for anything filed for Timber Ridge after December 1997.

How this was read. The recorded copy on file is a scan of paper, so individual words can be misread. Every rule below was read from the complete page-by-page scan of the recording held for this neighborhood, all eleven pages of the restrictions, rather than from the shortened working extract, because the shortened version turned out to be missing about seven thousand characters. What it was missing was the surveyor's plat drawings at the back, not the restrictions: all thirty-five numbered paragraphs are present and intact, and every quotation on this page was checked against the full record. The plat sheets themselves, which is where the township, the county and the lot numbering are recorded, were read by eye off the scanned images at full resolution, as were the recorder stamp and every number or rule that carried real weight.

What you can build and change

Conditional

Fences

The recorded restrictions permit only one kind of fence: a wood rail with coated green or brown chain link, described as invisible mesh, no more than four feet high. It has to match the architectural standards set by the style of the house it sits behind, and it needs written approval from the Timber Ridge Architectural Control Committee. The same paragraph lets the Committee approve a written variance from that fence requirement. Two other limits touch fences: no fence, wall, hedge or shrub that blocks sight lines between two and six feet above the roadway may stay within the corner triangle formed twenty-five feet back from a street intersection, or within ten feet of where a driveway meets a street property line, and screen planting between the building setback line and the front lot line may not exceed seventy-two inches. Plan on submitting what you want in writing before anything goes in.

The only fencing enclosures permitted shall be a wood rail with coated green or brown chain link (invisible mesh), not to exceed four (4) feet high, and must conform to present architectural stundards as set by the style of home thereon built and be approved by the Architectural Control Committee in writing
Conditional

Sheds & outbuildings

Detached buildings are capped at ten feet by twelve feet unless the Architectural Control Committee or the developer gives a written exception, and that cap is written to cover storage buildings and pool houses. The same paragraph reaches a detached pet shelter, a play house and play structures built to hold lawn tools, toys, pool equipment or other personal property. Any of them must be of quality construction, kept in attractive and neat appearance, blend with the house, and be submitted to the Committee for approval before construction begins. The Committee is given authority to require protective screening around these structures, and a well house or pump house needs its written approval too. Separately, no trailer, tent, shack, garage, barn or other outbuilding may be used as a residence on a lot, temporarily or permanently.

Maximum size for detached buildings, including storage buildings and pool houses, shall be 10' x 12', unless written exception is given by the Architectural Control Committee or the Developer
Conditional

RVs, boats & trailers

The recorded restrictions say recreational and commercial vehicles, naming campers, trailers, trucks, boats and snowmobiles, may not be kept in open areas in the subdivision, whether the open area is on or off the owner's lot. The document never defines what an open area is, and it never mentions a garage either way, so whether a camper or a boat may sit inside a closed garage is simply not addressed by this wording. What the paragraph does clearly ban is keeping one out in the open. The next sentence adds that no motor vehicle of any kind may be parked, kept or stored on any street or lawn area, and that no vehicle may be parked on a street between 2 a.m. and 6 a.m. A separate storage paragraph also says a lot may not be used to store old boats or cars that would make it look unsightly. If you own a camper, a boat or a trailer, ask the association in writing how it reads the open areas wording before you buy, because the document does not settle it for you.

No recreational or commercial vehicles (campers, tratlers, trucks, boats or snowmobiles) may be kept in open areas in this subdivision, whether such open areas are on or off the lot of any lot owner.
Conditional

Swimming pools & hot tubs

Above ground pools are not permitted at all. An in-ground pool may go in, but not until the plans and specifications for it have been approved in writing by the Timber Ridge Architectural Control Committee, and any lighting fixtures for it need that same prior approval. A pool house counts as a detached building and falls under the ten by twelve foot size cap. The recorded text sets no pool fence requirement of its own, so county and state safety rules would be what governs there. An unrecorded later draft sitting in the same file would add a Committee-approved pool fence requirement; it is covered in the note at the top of this page.

No above ground pools shall be permitted. In-ground pools and permanent or paved recreational athletic facilities (including, but not limited to, tennis, basketball and volleyball! i. courts) may not be erected, built or installed on any lot unless and until the plans and specifications . therefor have been approved in writing by the Timber Ridge Architectural Control Committee
Conditional

Exterior changes & additions

Nothing may be built, placed or altered on a lot, and the lot's natural topography or drainage may not be altered, until the Architectural Control Committee has approved the plan. The plans have to show the floor plan, the quality of construction materials, the outside colors, how the external design sits with existing houses, and the location relative to lot lines, topography and finish grade, along with pavement, well and septic locations. One complete set is submitted and is kept rather than returned. Approval or denial comes in writing, with reasons given for a denial. Approval is also required for pavement of any kind, including parking and recreational paving. Nothing that does not fully comply with the approved plans may be built, and changes to approved plans need the Committee's prior written consent. The Committee's decision is described as entirely within its discretion.

No building or other structure shall be erected, constructed, placed, maintained or altered on any lot, rior shall the natural topography or draining of any lot be altered, until the construction plan of the structure or for the topographical alterations have been approved by the Architectural Control Committee.
Conditional

Satellite dishes & antennas

Outside above-ground television, AM, FM and short-wave radio antennas of any type are not permitted on any lot or structure. Satellite dishes are prohibited unless they are less than two feet in diameter. The same paragraph requires utility service, including cable television, to run underground and stay out of sight. This language was recorded in 1997, and federal rules on over-the-air reception devices have changed what associations can enforce against small dishes since then, so ask the association how it applies this today rather than assuming either way.

No outside above ground television, a.m., f.m., or short wave radio antennas of any type shall be erected or maintained on any lots or structures in Timber Ridge. Satellite dishes are prohibited unless they are fess than two (2) feet in diameter as determined by such supplier.
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Landscaping, trees & gardens

Lots must be kept in good and orderly fashion with landscaping in keeping with the pattern established in the subdivision, and no lot may be left overgrown or weed infested. The side, front and rear yards have to be planted with grass, sod or ground cover within one hundred twenty days after the house is finished or occupied, whichever comes first, unless the Architectural Control Committee approves something else, and on wooded lots the ground between the tree line and the curb must be planted as well. Tree removal is controlled: the Committee is given the exclusive right to approve or disapprove any tree being removed for a house, a driveway, landscaping or any other purpose, and the owner and the contractor have to give written notice and mark the trees with orange spray paint forty-eight hours before cutting. Screen planting between the building setback line and the front lot line may not exceed seventy-two inches. An undeveloped or vacant lot that is not kept clear can be mowed or cleared by the association at the owner's cost after ten days notice.

All lots shall be maintained in good and orderly fashion, with appropriate landscaping in keeping with the pattern established in the subdivision, No lots shall be permitted to be overgrown or weed infested.
Conditional

Mailboxes

Mailboxes are to be uniform across the neighborhood, installed in front of each house, placed for easy mail and newspaper delivery, and landscaped. The recorded text says the mailbox should be of similar design and material to the house, or as the developer determines, and should have a newspaper receptacle directly beneath it, with brass numbers three inches tall on both sides of the mailbox or post so they can be read from traffic in either direction. Ask the association what the current standard box and post look like before replacing one.

Uniform maitboxes shall be installed in front of each home, placed for easy access for ruil and newspaper delivery and landscaped to be aesthetically pleasing.

How you can live here

Conditional

Pets

Dogs, cats and other household pets may be kept, provided they are not kept, bred or maintained for any commercial purpose and are not allowed to become a neighborhood nuisance or hazard. No animals, livestock or poultry of any other kind may be raised, bred or kept on a lot. The paragraph ends with a flat line that no vicious or attack trained dogs may be kept on any lot. The document names no breeds, sets no weight limit, caps no number of pets, and has no leash sentence. A detached pet shelter is treated as a detached building, so it needs Architectural Control Committee approval and falls under the ten by twelve foot size cap.

No animals, livestock or poultry of any kind shall be raised, bred or kept on any lut, except : dogs, cats or other household pets may be kept, provided they are not kept, bred or maintained for | any commercial purposes and are not permitted to become a neighborhood nuisance or hazard in i. any manner. No Vicious or attack trained dogs shall be kept on any fot.
Not stated

Renting your home

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Basketball hoops

A permanent or paved recreational athletic facility, with basketball courts named alongside tennis and volleyball courts, may not be built or installed on a lot until the plans and specifications have been approved in writing by the Timber Ridge Architectural Control Committee, and any lighting for it needs that same prior approval. The recorded document does not mention a portable hoop or a pole-mounted hoop beside a driveway, so that case is not addressed by this wording. An unrecorded later draft in the same file would add a ban on hoops and backboards attached to a structure; it carries no recorder stamp and is covered in the note at the top of this page. Given that, ask the association where it currently stands on driveway hoops.

In-ground pools and permanent or paved recreational athletic facilities (including, but not limited to, tennis, basketball and volleyball! i. courts) may not be erected, built or installed on any lot unless and until the plans and specifications . therefor have been approved in writing by the Timber Ridge Architectural Control Committee
Conditional

Yard signs

No sign of any kind may be displayed to public view on a lot, with two exceptions written into the paragraph: one sign of not more than five square feet advertising the home for sale or rent, and a sign of any size used by a builder to advertise the property during the construction and sales period. The developer reserved the right to put up its own promotional signs, and no sign may promote the sale of an undeveloped lot except by the developer or with its written consent. The document says nothing about political, holiday or contractor signs, so it does not settle those.

No sign of any kind shall be displayed to the public view on any lot except one (1) sign of i not more than five (5) square feet advertising home for sale or rent, or a sign of any dimension used by a builder to advertise the property during the construction and sales period.
Conditional

Street parking

No motor vehicle of any kind may be parked, kept, stored or otherwise maintained on any street or lawn area, and no vehicle may be parked on a street between 2 a.m. and 6 a.m. That pushes regular parking onto driveways and into garages. Every dwelling is required to have a full size attached garage that holds at least two cars, and not more than three without written consent from the Architectural Control Committee. Driveways have to be concrete, at least twelve feet wide and at least four inches thick, and stone or cinder driveways are not permitted. A separate storage paragraph says a lot may not be used to store old cars or boats that would make it look unsightly, and recreational and commercial vehicles have their own rule, covered under the campers and boats question on this page.

No motor vehicle. of any kind or description may be parked, kept, stored or otherwise maintained on any street or lawn area, nor may any vehicle be parked on any street between the hours of 2:00 o'clock a.m. and 6:00 o'clock a.m.
✗ Not allowed

Running a business from home

The paragraph is headed Home Occupations, but the single sentence under that heading limits a lot to use as a single-family residence and sets out no home-occupation allowance at all. On the face of the recorded text, a business use of the property is not permitted. The sign rule points the same way, since the only sign allowed to a homeowner is a five square foot for-sale-or-rent sign. A quiet home office with no customers, no employees and no sign is the kind of case this wording does not squarely address, and an unrecorded later draft in the same file would have expressly permitted a home occupation carried on entirely inside the dwelling by a family member living there. That draft is not recorded, so ask the association how it treats this before relying on either reading.

No lot or lots shall be used for any purpose other than a single-family residence.
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Vehicle repair in the driveway

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Conditional

Trash & recycling containers

Trash, garbage and other waste may not be kept except in sanitary containers, and the equipment used to store or dispose of it must be kept clean and sanitary. A lot may not be used or maintained as a dumping ground for rubbish, grass clippings, leaves, tree limbs or compost, and grass clippings, leaves and other waste may not be put on anyone else's property in the neighborhood. Yard waste may be composted on your own lot as long as it is contained in a structure that blends with the house, does not hurt the look of the subdivision and does not become a nuisance. The restrictions also say trash pickup is to be completed on Monday of each week, with the association choosing the hauler by majority vote. During construction, debris has to be contained so it does not litter neighboring lots, and the association may clean it up at the owner's cost if it becomes a general nuisance.

garbage or other waste shall not be kept except in sanitary containers, All equipment for storage or disposal of such materials shall be kept in a clean sanitary condition.
✓ Allowed

Grilling & outdoor cooking

This is one of the few covenants in the area that says anything at all about a grill. The burning paragraph bans open burning on any lot, whether in an incinerator, a container or otherwise, and then in the same sentence says that ban is not to be read as prohibiting a backyard barbecue. So a backyard barbecue sits outside the burning ban on the face of the recorded text, with no stated condition attached to it. The document does not separately address gas against charcoal, or where on a lot a grill may sit, and the general nuisance paragraph still applies to anything done on a lot. What the burning ban does cover is trash, waste, refuse, building materials, leaves, tree limbs, grass clippings and debris.

No open buming shall be permitted on any lot, whether in incinerators, containers or otherwise, but this shall not be constricd as to prohibit a backyard barbecue.
Not stated

Clotheslines

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these answers come from

The documentTimber Ridge Protective Restrictions, Covenants, Limitations, and Easements for Lots 1 - 37, in Elkhart, County, Indiana, executed in 1997 by Pheasant Ridge Development Company, Inc.
Recorded asProtective Restrictions, Covenants, Limitations, and Easements for Timber Ridge, Lots 1 - 37, recorded with the Elkhart County Recorder on December 15, 1997 as instrument 97 032386
Plat of Timber Ridge, recorded July 24, 1997 as instrument 97 018453, Plat Book 23, page 72, Lots 1 through 37, Washington Township, Elkhart County
Plat of Timber Ridge Second, recorded October 1998 as instrument 98 033947, Plat Book 24, page 91, Washington Township, Elkhart County
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. Every number and rule that carried weight was then checked by eye against the scanned page images at full resolution, including the recorder stamp on page one, the recorded plat sheets at the back, and the pages carrying the burning, pool, pet, sign, vehicle, assessment and antenna paragraphs. The second, unrecorded copy of the restrictions in the same file was checked the same way, which is how its missing recorder stamp and blank signature page were confirmed.
The associationTimber Ridge Homeowner's Association, Inc. is named in the recorded restrictions as an Indiana corporation, created by the developer on behalf of the owners and future owners of lots in Timber Ridge. Every lot owner is a member and casts one vote per lot owned, and two or more contiguous lots held by the same owner count as one lot for voting. What it looks after. The recorded text gives the association the job of managing and financially supporting all park areas and all street lighting, plus any security services it decides are advisable. It is also made responsible for seeing that the environmental aspects of the property, including the common areas and the ponds, are maintained, and it is given the right to restrain landowners from polluting. A separate paragraph says all common areas, including the entrance landscaping, sprinklers, ponds, mounded plantings, walking paths and the drainage and retention areas and structures, are to be maintained by a local professional maintenance company that the association elects, paid for out of annual dues. The association is to meet at least once a year to organize itself and elect officers, and to adopt by-laws. Assessments. The recorded restrictions cap the total of dues and assessments at two hundred dollars per lot per year, levied equally on each lot, and bar the developer from raising that cap during the first ten years after the plat was recorded. That is a 1997 ceiling and not a current figure. The covenant's own amendment paragraph lets the restrictions, including that cap, be changed by a recorded amendment after the first three years, so it may well have moved since. A homeowners association disclosure form in this file, signed in 2025 for one home in the neighborhood, reported recurring dues of one hundred dollars, with the payment interval unclear on the scan. Treat that as a single data point from one sale rather than a published rate, and ask the association or your title company what the dues are now and whether anything is outstanding on the lot. Enforcement. Failing to pay dues or assessments is itself a violation of the covenants, and the unpaid amount becomes a lien on the lot in favor of the association, enforced the way a mechanic's lien is under Indiana law and subordinate to a first mortgage. Past-due amounts carry interest at twelve percent a year starting thirty days after they come due, plus attorney's fees. A buyer may rely on a certificate signed by the association's president or secretary showing what is due and unpaid as of that date. Any lot owner, the association, or the developer may enforce the restrictions by injunction, by a suit for damages, or by having an offending structure removed, and the owner on the losing end pays the enforcement costs including reasonable attorney's fees. The association may also act directly in two places: it can clean up construction debris that becomes a general nuisance at the lot owner's cost, and after ten days notice it can mow or clear an undeveloped or vacant lot at the owner's cost. Architectural approval. In the recorded 1997 text the Timber Ridge Architectural Control Committee is three people appointed by the developer, and its decisions are described as entirely within its discretion. The unrecorded later draft would instead have the committee appointed by the association board, which is likely how it runs today, but that change is not recorded in anything on file here. Ask the association who sits on the committee now and how plans are submitted, since its approval is required before a great many ordinary projects.

Ask us about Timber Ridge

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