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Town & Country Estates Sec A

What the recorded documents actually say about Town & Country Estates Sec A in Mishawaka — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

6 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

ONE DECLARATION COVERS SECTIONS A, B, C AND D, so this page's rules apply across all four. Section A is lots 1 through 7, 57, 58 and 59 - the sections differ only by lot number, listed above. Two things to be aware of. First, this declaration is SHORT on day-to-day use restrictions: it says nothing about fences, pets, sheds, pools, trash or parking, and where this page says a topic is not stated, that is genuinely what the recorded document does. The Board has express power to adopt further rules about the yards, patios and other outdoor areas at any time, so ask the association for its current rule sheet as well as the declaration - that is where those answers will be if they exist. Second, the owner-occupancy rule below is the single most important thing on this page for a buyer or an investor.

What you can build and change

Not stated

Fences

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Sheds & outbuildings

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

RVs, boats & trailers

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Swimming pools & hot tubs

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Exterior changes & additions

No owner may make any alteration, addition, improvement, repair, change of colour, excavation or change in grade that alters the exterior of a lot or home from the state it was in when it was first conveyed, without the Board's prior written approval - and this declaration puts a price on getting it wrong: exterior work done without Board approval carries a MANDATORY $500 FINE, and the owner is required to put the property back to its original condition within ten days. Separately, nothing may be hung or displayed on the outside of a window or placed on an outside wall, and no sign, awning, canopy, shutter, radio or television antenna or other attachment may be affixed to the exterior walls, the roof or any part of the building without the Board's prior written consent.

Paragraph 12 - Alterations, Additions and Improvements; Paragraph 16
Conditional

Satellite dishes & antennas

No radio or television antenna, and no other attachment of any kind, may be affixed to or placed upon the exterior walls, the roof or any part of a building without the Board's prior written consent. The declaration predates satellite dishes and does not name one, so this is the clause a dish is judged against - ask the Board before booking an installation.

Paragraph 16
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Landscaping, trees & gardens

The corporation cuts the grass and that is the whole of it. Shrubs, trees, ornamental grasses and any other yard vegetation are the owner's sole responsibility to maintain and service, and the association states plainly that it carries no responsibility or liability for any damage caused by a tree, shrub or ornamental planting. Any change to the grade or an excavation needs the Board's prior written approval, on pain of the $500 fine.

Paragraph 11 - Maintenance, Repairs and Replacements; Paragraph 12
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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How you can live here

Not stated

Pets

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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✗ Not allowed

Renting your home

This is the rule that decides whether this neighborhood works for you. Every home conveyed after 5 November 1997 is OWNER-OCCUPIED ONLY and may not be leased or rented by any owner - so an investor cannot buy here to rent, and an owner who moves out cannot let the house instead of selling it. Owner occupancy may be read to include the owner's own parents or children living there. If you are told otherwise about a particular home, ask the association in writing when that home was last conveyed, because the date is what the rule turns on.

Paragraph 16, as amended by the resolution of 5 November 1997
Not stated

Basketball hoops

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Yard signs

No advertising signs may be put up or left anywhere on a lot, with one exception: a single for-sale OR for-rent sign per lot, no larger than five square feet. Unsightly objects and nuisances are barred in the same breath, and no lot may be used in any way that endangers health or unreasonably disturbs a neighbour.

Paragraph 16(e)
Not stated

Street parking

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Conditional

Running a business from home

Every home is to be used exclusively for residential purposes and occupied by a single family. Nothing may be done or kept in a home that would raise the insurance rate on the building or cause its insurance to be cancelled, or that breaks any law or ordinance - and no sign or display of any kind may go on the outside without the Board's written consent.

Paragraph 16
✗ Not allowed

Short-term rentals (Airbnb)

Homes conveyed after 5 November 1997 are owner-occupied only and may not be leased or rented at all, which rules out short-term letting along with everything else.

Paragraph 16, as amended 5 November 1997
Not stated

Vehicle repair in the driveway

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Trash & recycling containers

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Grilling & outdoor cooking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Not stated

Clotheslines

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

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Conditional

Flags & flagpoles

Flags are not named, but the clause that governs them is: no attachment of any kind may be affixed to or placed upon the exterior walls, the roof or any part of the building without the Board's prior written consent, so a flag bracket needs that consent.

Paragraph 16
Conditional

Window coverings & decorations

Nothing may be hung or displayed on the OUTSIDE of a window, or placed on an outside wall, without the Board's prior written consent.

Paragraph 16

Where these answers come from

The documentDeclaration of Covenants and Restrictions of Town & Country Estates Sections A, B, C and D, made 15 November 1982, as amended by the owner-occupancy resolution of 5 November 1997, St. Joseph County, Indiana
Recorded asDeclaration of Covenants and Restrictions of Town & Country Estates Sections A, B, C and D, made 15 November 1982
Section A - lots 1 through 7, 57, 58 and 59
Section B - lots 8 through 12 and 49 through 56
Section C - lots 13 through 16 and 42 through 48
Section D - lots 17 through 22, 28 through 33 and the balance of the tract
Resolution adopted 5 November 1997 making every unit conveyed after that date owner-occupied only
How it was readRead directly from the document’s own text.
Checked againstOne declaration governs all four sections, so the rules on this page are the same for Sections A, B, C and D - only the lot numbers differ. The 1997 owner-occupancy resolution was read with it and is stated on this page as the rule it is, not blended into the 1982 text.
The associationT & C Estates, Inc. Membership is automatic with ownership and passes to the next owner with the deed; a Board elected annually by the members runs it, and the Board may adopt further rules about the yards, the patios and anything outside the dwelling at any time. This is a partial-maintenance community and the line between the two sides is drawn precisely. THE CORPORATION maintains the outside of the building: paint, repairs, roofs, gutters, downspouts, exterior building surfaces and other exterior improvements - and it cuts the grass. THE OWNER keeps everything else: glass surfaces, screens, doors, window fixtures, other hardware, patios, driveways and walkways, plus the whole inside of the home and its utilities from the point they enter the exterior wall. The yard is a real trap for a buyer's expectations - grass cutting is ALL the corporation does. Shrubs, trees, ornamental grasses and every other bit of vegetation are the owner's to maintain, and the association says expressly that it takes no responsibility or liability for damage caused by any tree, shrub or ornamental planting. Assessments come off a budget the members adopt at the annual meeting; ask the association for the current figure.

Ask us about Town & Country Estates Sec A

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