← HOA answers

Whippoorwill Valley South

What the recorded documents actually say about Whippoorwill Valley South in South Bend — fences, sheds, pools, pets, parking and the rest — with the part of the document each answer comes from.

7 homes have sold here in the last four years, which is why this neighborhood was compiled early.

Before you rely on this page

READ THE SIGN RULE BEFORE YOU LIST. No sign of any kind may be shown to public view on a lot, and the covenant names FOR SALE and for-rent signs and builders' signs specifically - the only way to put one up is prior written approval from the developer. That is the strictest sign provision in this directory and it needs sorting out before a listing goes live, not after. Two other things shape the place: there is no perimeter fencing at all, only security fencing around a patio or pool, and every house needs a SIDELOAD garage. Minimum house sizes run on three tiers by lot number and the spread is wide - 1,800 square feet on the villa lots, up to 3,800 for a two-storey on lots 38 through 45 - so check your lot before assuming what can be built or added.

What you can build and change

✗ Not allowed

Fences

There is NO perimeter fencing at all in this subdivision - the covenant states it flatly. The one thing allowed is security fencing around an immediate patio or pool, no more than six feet, matching the architectural standard set by the style of the house and approved by the architectural control committee in writing, unless the committee grants a written variance. On a corner lot nothing between two and six feet above the roadway may block the sight triangle.

Paragraph 8 - Fencing, with Paragraph 17
Conditional

Sheds & outbuildings

A detached structure for storing lawn tools, toys or other personal property has to be quality construction, kept attractive and neat, blend with the house, and go to the architectural control committee for approval before construction begins. The committee can require protective screening around it. No trailer, modular, manufactured or prebuilt home, tent, shack, barn, outbuilding or temporary structure may be moved onto or built on a lot and lived in.

Paragraphs 10 and 12 - Prohibited Structures, Detached Buildings
✗ Not allowed

RVs, boats & trailers

Campers, trailers, trucks and boats may not be kept in open areas in the subdivision - and the covenant closes the usual workaround by saying that holds whether the open area is on your own lot or off it.

Paragraph 24 - Recreational and Commercial Vehicles
Conditional

Swimming pools & hot tubs

Above-ground pools are not permitted. An in-ground pool and a tennis court are BOTH expressly permitted with the architectural control committee's prior approval - which is more accommodating than most covenants in the county, where a tennis court is either banned or tied to an acreage test. Security fencing up to six feet is allowed around a pool.

Paragraph 11 - Tennis Courts and Pools, with Paragraph 8
Conditional

Exterior changes & additions

Plans and specifications go to the Whippoorwill Valley South committee in writing before anything is built. Minimum house sizes run on THREE TIERS by lot number, so check which one your address falls in: most lots need 2,400 square feet for a ranch and 2,800 for a two-storey; lots 38 through 45 need 3,000 and 3,800; and the VILLA lots - 61 through 68, 72 through 78 and 82 through 87 - need 1,800, with two-storey homes not offered. Every house must have a full-size SIDELOAD attached garage. Every fireplace chimney is masonry. Every lot carries a dusk-to-dawn post light on an electric eye in front of the front setback line. Lots may not be subdivided to build a second house. Building materials are prescribed: the exterior must be brick, wood, stone or fiber cement siding, with aluminum allowed only on the fascia, soffit and frieze; front walks are brick or cement where appropriate; and roof shingles must be the built-up type. An exception needs the committee's UNANIMOUS written approval.

Paragraphs 1, 2(b), 4, 13, 22 and 23
Conditional

Satellite dishes & antennas

A small dish is allowed and the covenant gives a number. No above-ground television, AM, FM or short-wave radio antenna of any type, and no LARGE satellite dish, may be put up or kept on a lot or structure - but an 18-inch digital satellite dish IS permitted, provided it is not visible from the roadways or from neighbouring homes. All utility service including cable runs underground and out of sight.

Paragraph 26 - Utilities and Television Antennas
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Landscaping, trees & gardens

The screen plantings on the recorded non-access easements are retained and maintained by the lot owner at their own expense. Nothing permanent may be built on a platted easement apart from that screening, and the grading of a drainage swale may not be changed. On a corner lot nothing between two and six feet above the roadway may block the sight triangle.

Paragraphs 6, 7 and 17
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

How you can live here

Conditional

Pets

Dogs, cats and other household pets are allowed, as long as none is kept, bred or maintained commercially and none is permitted to become a neighbourhood nuisance or hazard. Livestock and poultry may not be raised, bred or kept.

Paragraph 15 - Animals
Not stated

Renting your home

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Basketball hoops

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
✗ Not allowed

Yard signs

The strictest sign rule in this directory, and the one to know before you list. No sign of any kind may be displayed to public view on any lot - and the covenant says expressly that this INCLUDES a sign advertising the property FOR SALE or for rent, and a builder's sign of any size during construction and sales - unless prior WRITTEN approval is given by the developer. The developer keeps its own right to put up signs promoting the development. If you are selling here, sort the sign permission out before the listing goes live rather than after a neighbour complains.

Paragraph 14 - Signs
Conditional

Street parking

Driveways have to be at least twelve feet wide and built of asphalt at least three inches thick, brick, or concrete. Stone and cinder driveways are not permitted. A circular drive in front of the house may be as narrow as eight feet. Campers, trailers, trucks and boats may not sit in an open area anywhere in the subdivision.

Paragraph 13 - Driveways and Chimneys, with Paragraph 24
Conditional

Running a business from home

A home occupation is allowed if it is carried on entirely inside the house and stays clearly secondary to living there, with no sign or display visible from outside, no commodity sold on the premises, and nobody employed from outside the immediate family living there. Every lot is otherwise restricted to single-family residential use - and note the sign rule here would bar any exterior indication of a business anyway.

Paragraph 2(c) - Home Occupations, with Paragraph 14
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Vehicle repair in the driveway

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Trash & recycling containers

No lot is used or maintained as a dumping ground for rubbish. Trash, garbage and other waste go in sanitary containers, and any incinerator or storage equipment is kept clean and sanitary.

Paragraph 16 - Garbage and Refuse Disposal
Not stated

Grilling & outdoor cooking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Clotheslines

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these answers come from

The documentProtective Restrictions, Covenants, Limitations and Easements for Whippoorwill Valley South, St. Joseph County, Indiana
Recorded asDeveloper: Mirage Development Inc.
Square-footage tiers are set by lot number, covering lots 1 through 91
How it was readThe recorded copy on file is a scan of paper with no digital text, so it was read by optical character recognition. That can misread individual words, which is why nothing on this page is presented as a direct quote.
Checked againstone other document attached to a listing in this neighborhood was DROPPED before this page was written; only the Whippoorwill Valley South covenants were read, and they name the subdivision throughout
The associationWhippoorwill Valley South Association. The covenants cap total annual dues and assessments against a lot at TWO HUNDRED AND FIFTY DOLLARS, and the developer could not raise that cap during its first five years - ask the association whether a later amendment changed it. The developer also covenanted to convey fee simple title to all the common areas to the association no later than five years after the last lot sold, so confirm that transfer actually happened. Enforcement runs through the association and every lot owner, by injunction and by civil action. The three-person architectural control committee was appointed by the developer, Mirage Development Inc.

Ask us about Whippoorwill Valley South

Tell us the question and we will get you the answer from the recorded documents.

We’ll get you an answer — usually the same day.