Elkhart, Indiana
Cobblestone Crossing
Elkhart
Elkhart County
10 sales in 4 yrs
How Cobblestone Crossing actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.
Community facts
Age restriction
We can find out
For sale now
Ask us
IDX information provided by the Indiana Regional MLS
Dues & money
The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$110/quarterreported on recent listings
Single-level livingSome homes hereOf the 10 homes sold here that listed which floor each room is on, 6 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
What homes here sell for
Based on 3 recorded sales in the last 24 months — Indiana Sales Disclosure records, data through 2025-12-30. Elkhart County files these records annually, so the current year appears with a lag.
Typical range (24 mo)$339,000 – $425,000
Median sale$345,000
Recorded sales counted3 · updated quarterly
Building & parking rules
Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
Conditional
Fences
No Dwelling Unit, fence or other structure may be commenced, erected, altered or maintained by an Owner without prior approval of the Architectural Control Committee.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. VIII, Sec. 3 (Conditions), p. 30
Conditional
Sheds & outbuildings
Sheds are not named; no structure may be commenced, erected, improved or altered without prior Architectural Control Committee approval. Sites are single-family residential only.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. VIII, Sec. 3 (Conditions), p. 30
✗ Not allowed
RVs, boats & trailers
No boats, campers, trailers, buses, mobile homes, trucks, motorcycles, mopeds or vehicles other than normal passenger automobiles parked or stored, unless completely enclosed in a garage.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. XVI(m), p. 55
✗ Not allowed
Swimming pools & hot tubs
No swing sets, sandboxes or recreational toys or equipment permitted unless provided by the Corporation; lawns are never a recreational area. Pools not named.
Declaration of Covenants and Restrictions, printed page 57, paragraphs (s) and (w)
Conditional
Exterior changes & additions
Bylaws create an Architectural Control Committee of three or more owners appointed by the Board; Declarant acts until the Applicable Date. Approval standards sit in the Declaration.
ARTICLE XI — Architectural Control Committee, Bylaws of Cobblestone Crossing Homeowners Association, Inc., adopted this 10th day of February, 2003
Conditional
Satellite dishes & antennas
Satellite dishes 18 inches or less may be installed if inconspicuously located and appropriately landscaped; installation and landscaping plans need Board approval.
Declaration of Covenants and Restrictions, printed page 57, paragraph (r)
Conditional
Solar panels
Solar equipment is not named; no improvement or alteration without Architectural Control Committee approval, and nothing affixed to roofs or exterior walls without Board consent.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. VIII, Sec. 3, p. 30; Art. XVI(d), p. 53
Conditional
Landscaping, trees & gardens
Owners trim and prune trees, plants and shrubbery under Board rules on objectives and timing; Board may enter, remedy non-compliance, and bill the Owner.
Declaration of Covenants and Restrictions, printed page 56, paragraph (o) subparts 1) and 2), and paragraph (p)
Conditional
Mailboxes
The Corporation installs, repairs, replaces and maintains mailbox structures and mailboxes, with the cost included in assessments; no separate Owner mailbox rule is stated.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. VII, Sec. 2(b)(xii), p. 25
Living-there rules
Conditional
Pets
No animals, livestock or poultry except dogs, cats or customary household pets kept in a Dwelling Unit, non-commercial, no nuisance; outdoors only leashed and attended.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. XVI(f), p. 54
✓ Allowed
Renting your home
Bylaws state neither the Declaration, Articles of Incorporation, nor these Bylaws contain any restriction on or requirement concerning the sale or lease of a unit.
ARTICLE XVI — Restraints on Alienation, Bylaws of Cobblestone Crossing Homeowners Association, Inc., adopted this 10th day of February, 2003
✗ Not allowed
Basketball hoops
No swing sets, sandboxes or recreational toys or equipment shall be permitted on the Real Estate unless provided by the Corporation.
Declaration of Covenants and Restrictions, printed page 57, paragraph (w)
Conditional
Yard signs
Owners may install one standard yard or window sign advertising the site for sale, not exceeding 18 by 24; other signs need prior Board consent.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. XVI(k), p. 55
Conditional
Street parking
No cars shall be parked on a street for more than two hours.
Declaration of Covenants and Restrictions, printed page 57, paragraph (t)
✗ Not allowed
Running a business from home
No industry, trade, or other commercial or religious activity, educational or otherwise, for profit or altruism, may be conducted; sites are residential, single-family use only.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. XVI(j), p. 55; Art. XVI(a), p. 53
✓ Allowed
Short-term rentals (Airbnb)
Article XVI states no restriction or requirement concerning leasing exists; these Bylaws set no minimum lease term and no transient-occupancy limit.
ARTICLE XVI — Restraints on Alienation, Bylaws of Cobblestone Crossing Homeowners Association, Inc., adopted this 10th day of February, 2003
✗ Not allowed
Vehicle repair in the driveway
No repair work shall be done on the Real Estate on any vehicles, including passenger vehicles.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. XVI(m), p. 55
Conditional
Trash & recycling containers
Garbage stored in containers inside Dwelling Units including garages until sunrise of collection day; sealed bags or Board-approved containers at Board-designated locations.
Declaration of Covenants and Restrictions, printed page 57, paragraph (q)
✓ Allowed
Grilling & outdoor cooking
Only patio or deck furniture and barbecue grills shall be kept on patios or decks, which Owners must keep neat, clean and debris-free.
Declaration of Covenants and Restrictions, printed page 57, paragraph (v)
✗ Not allowed
Clotheslines
No clothes, sheets, blankets, rugs, laundry or other things may be hung out or exposed so as to be visible from common areas or any public street.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. XVI(i), p. 55
Conditional
Flags & flagpoles
Flags are not named; no attachment or thing may be affixed to exterior walls or roofs, and nothing may be hung outside windows or doors, without Board consent.
Cobblestone Crossing Restatement of Declaration, Inst. 2004-27586, Art. XVI(d), p. 53
Conditional
Window coverings & decorations
Each exterior window at a Dwelling Unit shall have curtains with a white lining to present a uniform appearance at each Dwelling Unit.
Declaration of Covenants and Restrictions, printed page 57, paragraph (y)
Where these rules come from
Every rule above is summarized from these documents. Ask us for the source on any answer.
- Bylaws of Cobblestone Crossing Homeowners Association, Inc., an Indiana nonprofit corporation - adopted February 10, 2003
- Bylaws of Cobblestone Crossing Homeowners Association, Inc., an Indiana nonprofit corporation (governance document; adopted 10th day of February, 2003; signed Timothy A. Miller, President and Janet L. Miller, Secretary)
- Declaration of Covenants and Restrictions, Cobblestone Crossing Phase II, Osolo Township, Elkhart County, Indiana (tail portion: use restrictions through Article XX, plus Exhibit A legal description)
- Restatement of the Declaration of Covenants, Conditions and Restrictions - Cobblestone Crossing, A Planned Unit Development (Declarant: Fireside Homes, Inc.; document dated February 10, 2003) — recorded 2004 AUG 13 (Elkhart County Recorder, Christopher J. Anderson, filed for record 8:27), Inst. #2004-27586
Cobblestone Crossing questions, answered
What do the HOA dues cover at Cobblestone Crossing?
Recent listings report dues around $110 per quarter. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.
Is Cobblestone Crossing a 55+ community?
We don’t know this one offhand — but we can ask the association and get you a sourced answer.
What do homes at Cobblestone Crossing sell for?
Recorded sales over the last 24 months ran $339,000 to $425,000, median $345,000. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.
Selling your home at Cobblestone Crossing?
Homes here have sold for $339,000–$425,000 over the last two years — median $345,000. Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.
What’s my home worth →