South Bend, Indiana
Cottages of Pendle Woods
How Cottages of Pendle Woods actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.
Community facts
Age restriction
None — all ages
For sale now
IDX information provided by the Indiana Regional MLS
One home is for sale here right now
Each one opens on our own listing search — photos, the full details, and a showing whenever you want one. A periodic snapshot, not a live feed. IDX information provided by the Indiana Regional MLS.
Dues & money
The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$890/quarterreported on recent listings
Single-level livingNo — the homes we have data on have stairsOf the 1 home sold here that listed which floor each room is on, 0 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
What homes here sell for
Too few recorded sales in the window to publish a fair range — ask us and we’ll pull the full picture for you.
Building & parking rules
Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
Conditional
Fences
Fences need prior Committee approval; none in easement areas without written approval; after possession the Committee may prohibit additional fencing except underground pet-containment systems.
Inst. No. 1335957, recorded 11/26/2013 - Section 6.9 Lot Improvements; Section 7.3(e) Perimeter Fencing and Retaining Walls
✗ Not allowed
Sheds & outbuildings
Detached storage buildings prohibited; no tool shed, storage shed, barn or other outbuilding may be used on any Homesite, temporarily or permanently.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.3(i) Detached Buildings; Section 7.3(a) Temporary and Prohibited Structures
✗ Not allowed
RVs, boats & trailers
No boats, campers, trailers, motor homes or recreational vehicles parked outside a garage; overnight RV parking permitted only for loading and unloading.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(j) Prohibited Vehicles and Trailers; Section 7.3(a) Temporary and Prohibited Structures
✗ Not allowed
Swimming pools & hot tubs
No pools of any kind permitted; hot tubs permitted subject to Architectural Control Committee approval.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.3(h) Pools, Play Courts, Playground Equipment, and Dog Runs
Conditional
Exterior changes & additions
Any exterior alteration, repair, color change or improvement requires prior written Committee approval, on written application filed at least thirty days before construction.
Inst. No. 1335957, recorded 11/26/2013 - Section 6.1 Architectural Control Committee; Section 6.9 Lot Improvements; Section 7.4(l) Exterior Maintenance of Dwelling Units
Conditional
Satellite dishes & antennas
Outside antennas prohibited; a satellite dish up to one meter is allowed, sited out of street view where feasible, with Committee approval of placement and size.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.3(j) Antennas and Satellite Dishes
Conditional
Solar panels
Solar panel installation and location need prior written Committee approval, including after an owner takes possession; wind turbines are not permitted.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.4(h) Solar Panels and Wind Turbines
Conditional
Landscaping, trees & gardens
Association-chosen contractor installs all landscaping unless it approves otherwise; significant landscaping needs Committee approval; screen plantings over thirty-six inches and healthy-tree removal need written approval.
Inst. No. 1335957, recorded 11/26/2013 - Section 8.3(a) Maintenance of Landscaping and Plantings on All Lots, Except Lot 25; Section 7.3(d) Protective Screening; Section 7.3(f) Trees
Conditional
Mailboxes
Brick mailboxes not permitted; a standard mailbox design approved by Declarant or Committee applies to all dwellings; owner maintains, repairs and replaces it.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.4(k) Mailboxes
Living-there rules
Conditional
Pets
Dogs, cats and customary household pets allowed if not commercial and not a nuisance; outdoors only leashed and attended; no exterior animal shelters or dog runs.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(d) Animals; Section 7.3(h) Pools, Play Courts, Playground Equipment, and Dog Runs
Conditional
Renting your home
Leasing requires written Board approval at least thirty days before the lease starts; no lease shorter than six months; Association lease addendum required.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(o) Rental Restriction: Owner-Occupied
Conditional
Basketball hoops
Basketball courts and basketball posts with mounted backboards permitted only if first approved in writing by the Committee; playground equipment also needs Committee approval.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.3(h) Pools, Play Courts, Playground Equipment, and Dog Runs
Conditional
Yard signs
Signs need prior Board consent; one professional for-sale sign under five square feet allowed; political signs 30 days before, five days after elections; no for-rent signs.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(h) Signs
Conditional
Street parking
Only licensed passenger cars, trucks, motorcycles and golf carts may park outside a garage; street parking prohibited except temporary parking by owners and guests.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(j) Prohibited Vehicles and Trailers
Conditional
Running a business from home
Home office or business allowed inside the dwelling if few client visits, no outside equipment storage, no non-resident employees, and the home-occupations ordinance is met.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(g) Business Use Incidental to Residential Use
✗ Not allowed
Short-term rentals (Airbnb)
All leases must run at least six months and be Board-approved, so short-term or transient rentals are not permitted.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(o) Rental Restriction: Owner-Occupied
✗ Not allowed
Vehicle repair in the driveway
No repair work on any vehicles on the Real Estate in clear public view; only regular maintenance is excepted.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(j) Prohibited Vehicles and Trailers
Conditional
Trash & recycling containers
Trash and recycling stored in containers inside the dwelling or garage; out no earlier than the evening before collection, back inside by dusk that day.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.5(n) Garbage and Trash Cans; Section 7.3(k) Debris, Garbage, and Refuse Disposal
Not stated
Grilling & outdoor cooking
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Conditional
Clotheslines
No clothesline clause appears, but no improvement of any type or kind may be placed on a Lot without prior Committee approval.
Inst. No. 1335957, recorded 11/26/2013 - Section 6.9 Lot Improvements
Not stated
Flags & flagpoles
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Conditional
Window coverings & decorations
No painting, decorating or change to a dwelling's exterior appearance without prior written Committee approval; political signs may be displayed inside the dwelling's windows.
Inst. No. 1335957, recorded 11/26/2013 - Section 7.4(l) Exterior Maintenance of Dwelling Units; Section 7.5(h) Signs
Where these rules come from
Every rule above is summarized from these documents. Ask us for the source on any answer.
- Third Amended and Restated Declaration of Covenants and Restrictions for The Cottages of Pendle Woods — recorded 2013-11-26, Inst. #1335957
- Third Amended and Restated Declaration of Covenants and Restrictions for The Cottages of Pendle Woods (Pendle Street Partners, L.P., Declarant), St. Joseph County, Indiana — recorded 11/26/2013 02:13:43PM, Inst. #1335957
Cottages of Pendle Woods questions, answered
What do the HOA dues cover at Cottages of Pendle Woods?
Recent listings report dues around $890 per quarter. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.
Is Cottages of Pendle Woods a 55+ community?
No — there is no age restriction recorded for this community.
What do homes at Cottages of Pendle Woods sell for?
Recent recorded-sale volume here is thin, so a published range would mislead. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.
Selling your home at Cottages of Pendle Woods?
Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.
What’s my home worth →