South Bend, Indiana
Creekwood Villas
South Bend
St. Joseph County
9 sales in 4 yrs
How Creekwood Villas actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.
Community facts
Age restriction
We can find out
For sale now
Ask us
IDX information provided by the Indiana Regional MLS
Dues & money
The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$160/moreported on recent listings
Single-level livingSome homes hereOf the 9 homes sold here that listed which floor each room is on, 4 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
What homes here sell for
Only 2 recorded sales here in the last 24 months — too few to call a typical range honestly. Ask us and we’ll pull the full sale history for this community.
Building & parking rules
Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
✗ Not allowed
Fences
No perimeter fencing of any type — hedges, chain link, split rail or other — permitted on a Lot except as approved in advance in writing by the Committee.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 13 Fences
✗ Not allowed
Sheds & outbuildings
No tool shed, storage shed, barn, garage, tent, shack or other outbuilding of any type may be used on a Lot, temporarily or permanently.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 22 Temporary Structures
✗ Not allowed
RVs, boats & trailers
Paragraph 22 bars any trailer or temporary-character structure being used on a Lot at any time; boats and recreational vehicles are not separately named.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 22 Temporary Structures
Conditional
Swimming pools & hot tubs
Above-ground pools and tennis courts prohibited; other swimming pools may be constructed only after prior written approval from the Architectural and Landscape Control Committee.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 23 Tennis Courts and Pools
Conditional
Exterior changes & additions
Owner may not paint, decorate or change a Dwelling Unit's exterior from approved plans; changes only after prior written approval of the Board and Committee.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 10 Maintenance of Exterior of Dwelling Units; Para. 17 Architectural and Landscape Control
✗ Not allowed
Satellite dishes & antennas
No outside above-ground television, AM, FM or short-wave antenna, or TV satellite disk of any type, erected or maintained without the Association's prior written consent.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 32 Utilities and Television Antennas
Conditional
Solar panels
Solar panels are not named; no structure may be erected, placed or altered and no exterior change made without the Committee's prior written approval.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 17 Architectural and Landscape Control; Para. 10
Conditional
Landscaping, trees & gardens
Association maintains lawns and landscaping; owners may plant flowers, trees or shrubs only under a landscaping plan approved by the Architectural Control Committee.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 9 Landscaping and Plantings
Not stated
Mailboxes
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Living-there rules
Conditional
Pets
Dogs, cats and other household pets allowed if not kept, bred or maintained commercially, not housed or kept outside the dwelling unit, and not a nuisance.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 26 Livestock and Poultry
Conditional
Renting your home
Leasing is permitted, but no lease of less than one year of any Dwelling Unit may be entered into without the Association's prior approval.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 14 Leases
Conditional
Basketball hoops
Basketball goals are not named; no building or other structure may be erected, placed or maintained on a Lot until plans are approved in writing by the Committee.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 17 Architectural and Landscape Control
Conditional
Yard signs
No sign displayed to public view except one for-sale sign of not more than five square feet, or builder signs during construction and the sales period.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 25 Signs
Not stated
Street parking
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Conditional
Running a business from home
Lots are single-family residences only; a home occupation is permitted if wholly inside the unit, family-run, with no exterior sign, no goods sold, no employees, no mechanical equipment.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 16(b) Home Occupations
Conditional
Short-term rentals (Airbnb)
Any lease shorter than one year requires the Association's prior approval; no outright transient or short-term rental ban is stated.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 14 Leases
Not stated
Vehicle repair in the driveway
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Conditional
Trash & recycling containers
No Lot may be used as a dumping ground for rubbish; trash, garbage and waste must be kept only in sanitary containers kept clean.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 27 Garbage and Refuse Disposal
Not stated
Grilling & outdoor cooking
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
✗ Not allowed
Clotheslines
No hanging of laundry, rugs or other items outside the Dwelling Unit is permitted.
Declaration of Covenants and Restrictions of Creekwood Villas (Inst. #8925116, rec. Sept. 21, 1989), Para. 22 Temporary Structures
Not stated
Flags & flagpoles
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Not stated
Window coverings & decorations
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Where these rules come from
Every rule above is summarized from these documents. Ask us for the source on any answer.
- Homeowners Association Disclosure Form (Indiana Association of REALTORS, Form #71) — seller's disclosure to buyer, signed 7-10-24
- Declaration of Covenants and Restrictions of Creekwood Villas (Miller Builders, Inc., declarant; 81 Lots, St. Joseph County, Indiana) — recorded Recorder's stamp SEP 21 ... '89 (declaration made the 1st day of September, 1989)
- Amendments to the Declaration of Covenants and Restrictions of Creekwood Villas #8925116, plus "Standing rules as voted by Creekwood Homeowners" — recorded Recorder's stamp JUL 26 10 59 AM '96, Inst. #9629163
Creekwood Villas questions, answered
What do the HOA dues cover at Creekwood Villas?
Recent listings report dues around $160 per month. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.
Is Creekwood Villas a 55+ community?
We don’t know this one offhand — but we can ask the association and get you a sourced answer.
What do homes at Creekwood Villas sell for?
Recorded sales over the last 24 months ran $283,000 to $310,000, median $310,000. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.
Selling your home at Creekwood Villas?
Homes here have sold for $283,000–$310,000 over the last two years — median $310,000. Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.
What’s my home worth →