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Mishawaka, Indiana

Hartfield Bay

Mishawaka St. Joseph County 1 sales in 4 yrs

How Hartfield Bay actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.

Community facts

Town
Mishawaka, IN
Built
2005–2005
Age restriction
None — all ages
For sale now
Ask us
IDX information provided by the Indiana Regional MLS

Dues & money

The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$175/moreported on recent listings
Single-level livingNo — the homes we have data on have stairsOf the 1 home sold here that listed which floor each room is on, 0 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
Transfer fee at closingWe don’t have this figure yet — we can ask the association
Special assessmentsWe don’t have this figure yet — we can ask the association

What homes here sell for

Too few recorded sales in the window to publish a fair range — ask us and we’ll pull the full picture for you.
Recorded sales (24 mo)Fewer than 3 — ask us for the full picture

Building & parking rules

Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
Conditional

Fences

PVC/maintenance-free fencing required (wood/painted metal needs unanimous Committee approval); height and placement limits vary by home site; Sites 13-16 may not fence back/river-side yards.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
✗ Not allowed

Sheds & outbuildings

No detached buildings may be erected on any home site (VIII.D); a separate clause elsewhere lists 'storage sheds' among additions with a 6-month completion rule.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
✗ Not allowed

RVs, boats & trailers

No campers, trailers, trucks, or boats may be kept in open areas of the neighborhood, on or off the owner's home site.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
Conditional

Swimming pools & hot tubs

Above-ground pools and tennis courts banned. In-ground pools need a safety cover; no fence enclosure allowed, though Sites 5-12 may fence yards for a future pool.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
Conditional

Exterior changes & additions

Any exterior alteration, improvement, remodeling, or paint-color change to a house requires prior written Architectural Control Committee approval before work may begin.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
Not stated

Satellite dishes & antennas

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Solar panels

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Landscaping, trees & gardens

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Living-there rules

Conditional

Pets

Dogs, cats, and household pets are allowed if not bred/kept commercially and not a nuisance; no kennels or livestock/poultry; approved dog-run fencing permitted.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
Not stated

Renting your home

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Basketball hoops

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Yard signs

No signs allowed except: one 5-sq-ft-or-smaller for-sale/rent sign, political campaign signs (removed within 24 hrs of the election), or builder signs during construction/sales.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
Not stated

Street parking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Running a business from home

A 'home occupation' is allowed only if family-run, incidental to residential use, with no sign, no on-site sales, and no non-family employees; salons/animal-care businesses excluded.

Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay, Mishawaka, Indiana (dated 2008); amends and restates restrictions recorded 3-24-2005 Inst. #0512267, rerecorded 7-18-2005 Inst. #0531618, amended 9-21-2005 Inst. #0543763, St. Joseph County Recorder
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Vehicle repair in the driveway

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Trash & recycling containers

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Grilling & outdoor cooking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Clotheslines

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these rules come from

Every rule above is summarized from these documents. Ask us for the source on any answer.
  • Second Amendment - Hartfield Bay Amended and Restated Protective Restrictions, Covenants, Limitations, Easements, Agreements and Charges for Home Sites 5-25 of Hartfield Bay (Mishawaka, IN) — recorded Signed/witnessed 2008 (exact day left blank on this scanned copy; witness clause reads 'day of December, 2008'); amends and restates the original restrictions recorded 3-24-2005, rerecorded 7-18-2005, and amended 9-21-2005

Hartfield Bay questions, answered

What do the HOA dues cover at Hartfield Bay?

Recent listings report dues around $175 per month. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.

Is Hartfield Bay a 55+ community?

No — there is no age restriction recorded for this community.

What do homes at Hartfield Bay sell for?

Recent recorded-sale volume here is thin, so a published range would mislead. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.

Selling your home at Hartfield Bay?

Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.

What’s my home worth →

Ask us about Hartfield Bay

Rules, dues, what is coming on the market here — one question or five, we will run it down.

We’ll get you an answer — usually the same day.