Mishawaka, Indiana
River Isle Condominium Association
How River Isle Condominium Association actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.
Community facts
Age restriction
None — all ages
For sale now
IDX information provided by the Indiana Regional MLS
One home is for sale here right now
Each one opens on our own listing search — photos, the full details, and a showing whenever you want one. A periodic snapshot, not a live feed. IDX information provided by the Indiana Regional MLS.
Dues & money
The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$230/moreported on recent listings
Single-level livingSome homes hereOf the 11 homes sold here that listed which floor each room is on, 4 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
What homes here sell for
Only 2 recorded sales here in the last 24 months — too few to call a typical range honestly. Ask us and we’ll pull the full sale history for this community.
Building & parking rules
Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
Conditional
Fences
No fence-specific clause seen; owners cannot alter Common Ground or build without Board approval, and exterior alterations require detailed plans submitted to the Board.
River Isle Condominium Owners Guide, January 2022, "COMMON GROUND AND SHORELINES" - "An owner cannot alter Common Ground without Board approval. You can't build or dig holes or paint any color." See Code of By-Laws, Article VI, Section 6.01 Restriction on Use
Conditional
Sheds & outbuildings
No shed clause; building on Common Ground requires written Board request and approval. On river banks and shorelines, STRUCTURES OF ANY KIND ARE NOT PERMITTED.
"RIVER AND CHANNEL SHORELINES ... STRUCTURES OF ANY KIND ARE NOT PERMITTED." (page 5 of 17); "COMMON GROUND AND SHORELINES ... An owner cannot alter Common Ground without Board approval" (page 4 of 17)
Conditional
RVs, boats & trailers
Marina piers for owners only; notify office February 15-April 1 to install, piers in by April 15; one boat or two watercraft per space; registration filed.
"MARINA RULES" - River Isle Condominium Owners Guide, January 2022, Page 15 of 17
Conditional
Swimming pools & hot tubs
Community pool open 9:00AM-10:00PM; no glass, pets, smoking or vaping; children 16 and under supervised by resident adult; guests registered and accompanied.
"POOL RULES" - River Isle Condominium Owners Guide, January 2022, Page 14 of 17
Conditional
Exterior changes & additions
Owner cannot alter Common Ground or building exterior without Board approval; submit written request with detailed plans; Board votes at monthly meeting and inspects at completion.
"COMMON GROUND AND SHORELINES ... See Code of By-Laws, Article VI, Section 6.01 Restriction on Use and the Second and Fourth Amendments. Declaration of Horizontal Property Ownership, Section 6 ... Section 14 Alterations, Additions and Improvements"; "BOARD APPROVAL PROCESS"
Conditional
Satellite dishes & antennas
No antenna or satellite clause seen; any alteration of Common Ground or the building exterior, including roofs and siding, requires prior Board approval.
"COMMON GROUND AND SHORELINES - The Association takes responsibility for siding, roofs, lawns, trees, walks, streets, recreations areas, etc. ... An owner cannot alter Common Ground without Board approval."
Conditional
Solar panels
No solar clause seen; roofs and exteriors are Association-maintained Common Ground and cannot be altered without Board approval and detailed plans.
"An owner cannot alter Common Ground without Board approval ... if altering the exterior of the building or structure; detailed plans are necessary." - Common Ground and Shorelines
Conditional
Landscaping, trees & gardens
Association maintains lawns and trees; owners cannot dig or alter Common Ground without Board approval; consult Board before riverbank trimming, moderate pruning only, clippings bagged.
"RIVERBANK MAINTENANCE" (page 6 of 17); "RIVER AND CHANNEL SHORELINES - It is not permitted to dump grass clippings and tree limbs ... Consult the Board of Managers before altering floodway areas or doing any trimming on the river banks." (page 5 of 17)
Not stated
Mailboxes
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Living-there rules
Conditional
Pets
One small dog or cat per household, except service animals; leashed outside at all times; owners clean up; nuisance pets removed on three days' notice.
"Fourth Amendment to Code of By-Laws recorded February 25, 1994 - ARTICLE VI, Restrictions on Use ... Section 6.01 (f) revised to read as follows: (f) No animals, livestock or poultry of any kind shall be raised, bred or kept in any Apartment or in the Common Areas or Limited Areas, except that one small pet dog, cat or customary household pet may be kept in an Apartment."
✗ Not allowed
Renting your home
Notwithstanding any other provision, no Owner may enter into a lease of the Apartment; only Owner's spouse, parents, children, grandchildren and siblings may reside continually.
2022-19586 RECORDED AS PRESENTED ON 07/05/2022 01:19 PM, ST. JOSEPH COUNTY RECORDER - TENTH AMENDMENT (LEASING)
Conditional
Basketball hoops
No basketball or play-equipment clause seen; owners cannot build on Common Ground without Board approval, and everything outside the unit is Common Ground.
"COMMON GROUND AND SHORELINES - The simple explanation of Common Ground is - if it's outside - it belongs to everyone ... An owner cannot alter Common Ground without Board approval. You can't build or dig holes or paint any color."
Conditional
Yard signs
No 'for sale/rent/lease' or advertising signs/displays without the Association's prior consent; Declarant/Association may place sale or lease signs on unsold/vacant units.
By-Laws rec. 2/25/1974, St. Joseph Co., Bk. 283 Pgs. 35-57, Sec. 6.01(i)
Conditional
Street parking
Park in your building's designated lot, garage or driveway; never in front of mailboxes or dumpsters; vehicles should not be parked on the street overnight.
"PARKING" - River Isle Condominium Owners Guide, January 2022, Page 17 of 17
✗ Not allowed
Running a business from home
No industry, trade, or commercial, religious, or educational activity for profit (or otherwise) may be conducted or practiced anywhere on the property.
By-Laws rec. 2/25/1974, St. Joseph Co., Bk. 283 Pgs. 35-57, Sec. 6.01(i)
✗ Not allowed
Short-term rentals (Airbnb)
All leasing is prohibited, so short-term or transient rental is barred; no minimum-term exception survives the Tenth Amendment.
2022-19586 RECORDED AS PRESENTED ON 07/05/2022 01:19 PM, ST. JOSEPH COUNTY RECORDER - TENTH AMENDMENT (LEASING)
Not stated
Vehicle repair in the driveway
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Conditional
Trash & recycling containers
Dumpsters are household waste only, emptied Fridays; bag trash, leaves and grass; no appliances, oversized items or construction debris; recycling emptied biweekly Thursdays.
"DUMPSTER AND RECYCLYING" - River Isle Condominium Owners Guide, January 2022, Page 16 of 17
Not stated
Grilling & outdoor cooking
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Not stated
Clotheslines
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Not stated
Flags & flagpoles
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Not stated
Window coverings & decorations
We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.
We can find out →
Where these rules come from
Every rule above is summarized from these documents. Ask us for the source on any answer.
- Code of By-Laws of Bercado Farms Condominium Association, Inc. (now River Isle Condominium Association), with First through Sixth Amendments (MLS 202410393) — recorded 1974-02-25 (original by-laws; amendments executed/notarized 1981, 1983, 1986, 1994 x2, and ~Oct. 2002 carry no separate recording book/page/instrument in this copy)
- Homeowners Association Disclosure Form, IAR Form #71, for 505 Vistula Terrace West #3, Mishawaka (MLS 202427736) — recorded Not a recorded instrument — private seller disclosure, DocuSign-executed 7/23-7/24/2024
- River Isle Condominium Owners Guide (Rules and Regulations) — recorded January 2022
- Fourth Amendment to Code of By-Laws, Article VI Restrictions on Use (pets/leasing clause 6.01(f)) — recorded February 25, 1994
- Second Amendment to Code of By-Laws (original Section 6.01(f) revision) — recorded June 14, 1983
- River Isle Condominium Owners Guide - Rules and Regulations (17 pages), quoting the Code of By-Laws and Declaration of Horizontal Property Ownership amendments — recorded January 2022 (guide date printed on every page footer); internal citations: Fourth Amendment to Code of By-Laws recorded February 25, 1994; Second Amendment recorded June 14, 1983
- Declaration of Horizontal Property Ownership, Bercado Farms Condominiums (now River Isle Condominium Association, Inc.) - association reformatted copy with First through Eleventh Amendments — recorded February 25, 1974
- Ninth Amendment - Leasing (superseded by the Tenth) — recorded 05/14/2013, Inst. #1314321
River Isle Condominium Association questions, answered
What do the HOA dues cover at River Isle Condominium Association?
Recent listings report dues around $230 per month. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.
Is River Isle Condominium Association a 55+ community?
No — there is no age restriction recorded for this community.
What do homes at River Isle Condominium Association sell for?
Recorded sales over the last 24 months ran $290,000 to $300,000, median $300,000. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.
Selling your home at River Isle Condominium Association?
Homes here have sold for $290,000–$300,000 over the last two years — median $300,000. Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.
What’s my home worth →