← All villas & condos for sale in Michiana

South Bend, Indiana

Sable Ridge Villas

South Bend St. Joseph County 7 sales in 4 yrs

How Sable Ridge Villas actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.

Community facts

Town
South Bend, IN
Built
1987–1991
Age restriction
We can find out
For sale now
Ask us
IDX information provided by the Indiana Regional MLS

Dues & money

The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$250/moreported on recent listings
Single-level livingSome homes hereOf the 12 homes sold here that listed which floor each room is on, 2 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
Transfer fee at closingWe don’t have this figure yet — we can ask the association
Special assessmentsWe don’t have this figure yet — we can ask the association

What homes here sell for

Based on 3 recorded sales in the last 24 months — Indiana Sales Disclosure records, data through 2026-08-11.
Typical range (24 mo)$350,000 – $490,000
Median sale$415,000
Recorded sales counted3 · updated quarterly

Building & parking rules

Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
✗ Not allowed

Fences

No perimeter fencing of any type - hedges, chain link, split rail or any other - permitted on a Lot, except as approved in advance in writing by the Committee.

Declaration of Covenants and Restrictions of Sable Ridge Villas, dated October 17, 1986, recorded November 25, 1986 as Document No. 8633224, St. Joseph County, Indiana - Paragraph 13, FENCES
✗ Not allowed

Sheds & outbuildings

No temporary structure, trailer, tent, shack, barn, tool shed, storage shed or other outbuilding of any type may be used on any Lot, temporarily or permanently.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 22, TEMPORARY STRUCTURES
✗ Not allowed

RVs, boats & trailers

Trailers are listed among temporary structures that may not be used on any Lot at any time; recreational vehicles and boats are not separately named.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 22, TEMPORARY STRUCTURES
Conditional

Swimming pools & hot tubs

Tennis courts and above-ground pools prohibited; other swimming pools may be constructed only after prior written approval from the Architectural and Landscape Control Committee.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 23, TENNIS COURTS AND POOLS
Conditional

Exterior changes & additions

An Architectural and Landscape Control Committee, appointed by the HOA board, has authority over architecture/landscape, except builder-developed lots until turned over to owners.

Amendment to Declaration of Covenants and Restrictions of Sable Ridge Villas, Instrument No. 9436887, St. Joseph County, IN (recorded Sept. 25, 1992); Clause 40 references Paragraphs 9, 12g, 15, 16a, 17, 22, 23, 30 of the Declaration of Covenants and Restrictions of Sable Ridge, dated June 2, 1989.
✗ Not allowed

Satellite dishes & antennas

No outside above-ground television, AM, FM or short wave radio antenna, or TV satellite disk of any type, without the Association's prior written consent.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 32, UTILITIES AND TELEVISION ANTENNAS
Conditional

Solar panels

Solar not named; no structure may be erected or altered and no exterior change made without prior written approval of the Committee and Board.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 17, ARCHITECTURAL AND LANDSCAPE CONTROL; Paragraph 10
Conditional

Landscaping, trees & gardens

Association maintains lawn and landscaping; owners may plant flowers, trees or shrubs only in accordance with a landscaping plan approved by the Architectural Control Committee.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 9, LANDSCAPING AND PLANTINGS
Not stated

Mailboxes

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Living-there rules

Conditional

Pets

Dogs, cats or other household pets may be kept if not for commercial purposes, not housed or kept outside the dwelling unit, and not a nuisance.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 26, LIVESTOCK AND POULTRY
Conditional

Renting your home

Leasing is permitted; no lease of a Dwelling Unit for less than one year may be entered into without the prior approval of the Association.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 14, LEASES
Conditional

Basketball hoops

Basketball goals not named; no building or other structure may be erected or placed on a Lot until plans are approved in writing by the Committee.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 17, ARCHITECTURAL AND LANDSCAPE CONTROL
Conditional

Yard signs

No sign of any kind displayed to public view except one sign of not more than five square feet advertising the property for sale or rent.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 25, SIGNS
Not stated

Street parking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Running a business from home

Single-family residence only; home occupation permitted if conducted entirely inside by a resident family member, with no sign, no commodity sold, no employees, no mechanical equipment.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 16(b), HOME OCCUPATIONS
✗ Not allowed

Short-term rentals (Airbnb)

No lease of any Dwelling Unit for less than one year may be entered into without the prior approval of the Association.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 14, LEASES
Not stated

Vehicle repair in the driveway

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Conditional

Trash & recycling containers

No Lot used as a dumping ground; trash, garbage or waste kept only in sanitary containers, and all containers kept in clean, sanitary condition.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 27, GARBAGE AND REFUSE DISPOSAL
Not stated

Grilling & outdoor cooking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
✗ Not allowed

Clotheslines

No hanging of laundry, rugs, or other items outside the Dwelling Unit is permitted.

Declaration of Covenants and Restrictions of Sable Ridge Villas, recorded November 25, 1986 as Document No. 8633224 - Paragraph 22, TEMPORARY STRUCTURES
Not stated

Flags & flagpoles

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
Not stated

Window coverings & decorations

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →

Where these rules come from

Every rule above is summarized from these documents. Ask us for the source on any answer.
  • Amendment to Declaration of Covenants and Restrictions of Sable Ridge Villas - new Clause 40 (Architectural and Landscape Control Committee) — recorded 1992-09-25, Inst. #9436887
  • Declaration of Covenants and Restrictions of Sable Ridge Villas (Sable Ridge Villas Association) - Restrictions and Protective Covenants, October 17, 1986 — recorded November 25, 1986, Inst. #8633224
  • Second Amendment to Declaration of Covenants and Restrictions of Sable Ridge Villas (adds Paragraph 41 - 3-foot lot-line setback for new buildings, additions, stoops, decks, patios, porches) — recorded 11/15/2007 09:48:31AM (Terri J. Rethlake, St. Joseph County Recorder), Inst. #0744812
  • Amendment to Declaration of Covenants and Restrictions of Sable Ridge Villas, made April 1, 1992 — recorded September 29, 1994, Inst. #9436887

Sable Ridge Villas questions, answered

What do the HOA dues cover at Sable Ridge Villas?

Recent listings report dues around $250 per month. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.

Is Sable Ridge Villas a 55+ community?

We don’t know this one offhand — but we can ask the association and get you a sourced answer.

What do homes at Sable Ridge Villas sell for?

Recorded sales over the last 24 months ran $350,000 to $490,000, median $415,000. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.

Selling your home at Sable Ridge Villas?

Homes here have sold for $350,000–$490,000 over the last two years — median $415,000. Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.

What’s my home worth →

Ask us about Sable Ridge Villas

Rules, dues, what is coming on the market here — one question or five, we will run it down.

We’ll get you an answer — usually the same day.