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South Bend, Indiana

The Echoes

Local records and recent listings call this community The Echoes. We’re confirming the name the association is recorded under at the county — ask us and we’ll pull the document and tell you exactly what it says.

South Bend St. Joseph County 1 pending → 10 sales in 4 yrs

How The Echoes actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.

Community facts

Town
South Bend, IN
Built
2018–2026
Age restriction
None — all ages
For sale now
0
1 pending · IDX information provided by the Indiana Regional MLS

Dues & money

The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$900/quarterreported on recent listings
Single-level livingNo — the homes we have data on have stairsOf the 11 homes sold here that listed which floor each room is on, 0 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
Transfer fee at closingWe don’t have this figure yet — we can ask the association
Special assessmentsWe don’t have this figure yet — we can ask the association

What homes here sell for

Based on 9 recorded sales in the last 24 months — Indiana Sales Disclosure records, data through 2026-08-11.
Typical range (24 mo)$200,000 – $789,067
Median sale$200,000
Recorded sales counted9 · updated quarterly

Building & parking rules

Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
✗ Not allowed

Fences

No fence or similar enclosure may be erected or built on any Lot, except private decorative fencing approved in advance by the Board of Directors.

Inst. 1812229, rec. 05/22/2018 — Section 6.12. Fences
Conditional

Sheds & outbuildings

Sheds not named; no permanent improvement may be erected or remain on a Lot other than one Home and appurtenant structures approved by the Board.

Inst. 1812229, rec. 05/22/2018 — Section 6.1. Residential Use; Section 6.3. Prohibited Structures
✗ Not allowed

RVs, boats & trailers

No boats, jet-skis, mobile homes, travel trailers or camping vehicles parked without prior written Board approval; trailers and campers allowed 72 hours at a time, 144 monthly.

Inst. 1812229, rec. 05/22/2018 — Section 6.15. Recreational Vehicles
Conditional

Swimming pools & hot tubs

Pools not named; no permanent improvement may be erected on a Lot other than the Home and appurtenant structures approved by the Board. Hot-tubs are prohibited.

Inst. 1812229, rec. 05/22/2018 — Section 6.1. Residential Use; Section 6.3. Prohibited Structures
Conditional

Exterior changes & additions

No Owner may modify or improve their Home's exterior without prior written Board approval of plans and specifications; the Board may refuse any plans.

Inst. 1812229, rec. 05/22/2018 — Section 6.2. Modifications; Section 8.13
Conditional

Satellite dishes & antennas

Exterior antennae and satellite dishes prohibited unless approved in writing by the Board; dishes may not exceed eighteen inches and may be required to be inconspicuous.

Inst. 1812229, rec. 05/22/2018 — Section 6.10. Antennae Systems
Conditional

Solar panels

Solar panels fall within the definition of Structure, requiring prior written Board approval of plans and specifications before installation.

Inst. 1812229, rec. 05/22/2018 — Section 6.1. Residential Use; Section 6.2. Modifications
Conditional

Landscaping, trees & gardens

Association maintains all landscaping and grounds on each Lot, except Owner-installed landscaping beyond what the Declarant provided; Owner exterior improvements need prior Association approval.

Inst. 1812229, rec. 05/22/2018 — Section 8.12(i); Section 9.2(f)
Conditional

Mailboxes

The Association maintains mailboxes and mailbox posts as a Common Expense; Owners may not make exterior changes without prior Association approval.

Inst. 1812229, rec. 05/22/2018 — Section 8.12(l); Section 8.13

Living-there rules

Conditional

Pets

Pet dogs, cats and customary household pets allowed if not commercial and not a nuisance; maximum two per Home without Board approval; leashed and attended outdoors.

Inst. 1812229, rec. 05/22/2018 — Section 6.8. Animals
Conditional

Renting your home

Renting allowed; every rental or lease agreement must be written, subject to the Declaration, Bylaws and Rules, with a copy given to the Board on request.

Inst. 1812229, rec. 05/22/2018 — Section 7.1. Written Rental Agreements Required
✗ Not allowed

Basketball hoops

Basketball goals may not be erected, placed or maintained on any Lot; play equipment, tents, greenhouses, skylights, hot-tubs and banners are also prohibited.

Inst. 1812229, rec. 05/22/2018 — Section 6.3. Prohibited Structures
Conditional

Yard signs

Only customary home and address signs: one per Lot, two square feet or less, unilluminated. For-sale/rent signs need prior written Board approval, removed within three days.

Inst. 1812229, rec. 05/22/2018 — Section 6.7. Signs
Conditional

Street parking

All vehicles must park only in the appurtenant garage or designated on-street spaces; violators towed. Commercial vehicles need Board approval to park overnight.

Inst. 1812229, rec. 05/22/2018 — Section 6.20. Parking of Vehicles; Section 6.14. Commercial Vehicles
✗ Not allowed

Running a business from home

The Property and any Lots must be used exclusively for residential purposes, except the Developer's construction and marketing activities under Section 6.18.

Inst. 1812229, rec. 05/22/2018 — Section 6.1. Residential Use
Not stated

Short-term rentals (Airbnb)

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
✗ Not allowed

Vehicle repair in the driveway

No portion of the Property may be used for the repair of a vehicle; no inoperable, junk, unregistered or unlicensed vehicle may be kept.

Inst. 1812229, rec. 05/22/2018 — Section 6.13. Vehicles
Conditional

Trash & recycling containers

Trash must be stored in receptacles, not solely bags; receptacles must stay inside the garage and out of public view except on collection days.

Inst. 1812229, rec. 05/22/2018 — Section 6.9. Trash Storage
Not stated

Grilling & outdoor cooking

We don’t have this one confirmed yet — we can ask the association and get you an answer before you commit to anything.

We can find out →
✗ Not allowed

Clotheslines

No clothing, laundry or wash may be aired or dried on any portion of the Property within public view.

Inst. 1812229, rec. 05/22/2018 — Section 6.4. Laundry
Conditional

Flags & flagpoles

Flag poles fall within the definition of Structure, so they need Board approval; no separate clause addresses displaying a flag itself.

Inst. 1812229, rec. 05/22/2018 — Section 6.1. Residential Use; Section 6.2. Modifications
Conditional

Window coverings & decorations

No decorations, signs, placards, beverage containers or posters in any window; curtains, drapes, blinds, candles, lights, plants and flower window boxes are permitted.

Inst. 1812229, rec. 05/22/2018 — Section 6.19. Window Adornments

Where these rules come from

Every rule above is summarized from these documents. Ask us for the source on any answer.
  • Architectural floor plans / drawing set (Spalding Design Group, 2018) — cover sheet, floor plans, elevations, electrical plans; contains NO Declaration, Bylaws, or Covenants & Restrictions text
  • Declaration of Covenants, Conditions, and Restrictions for The Echoes (Echoes Development LLC), with Exhibit A legal description, Exhibit B Code of Bylaws of The Echoes Homeowners Association, Inc., and Exhibit C Common Open Space Easement plat — recorded 05/22/2018 01:30 PM, Inst. #1812229
  • Declaration of Covenants, Conditions, and Restrictions for The Echoes (Echoes Development LLC; includes Bylaws as Exhibit "B" and Common Easement Areas as Exhibit "C") — recorded 05/22/2018 01:30 PM, Inst. #1812229

The Echoes questions, answered

What do the HOA dues cover at The Echoes?

Recent listings report dues around $900 per quarter. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.

Is The Echoes a 55+ community?

No — there is no age restriction recorded for this community.

What do homes at The Echoes sell for?

Recorded sales over the last 24 months ran $200,000 to $789,067, median $200,000. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.

Selling your home at The Echoes?

Homes here have sold for $200,000–$789,067 over the last two years — median $200,000. Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.

What’s my home worth →

Ask us about The Echoes

Rules, dues, what is coming on the market here — one question or five, we will run it down.

We’ll get you an answer — usually the same day.