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South Bend, Indiana

Topsfield

South Bend St. Joseph County 3 for sale now → 1 pending → 28 sales in 4 yrs

How Topsfield actually works — the dues, the rules and the real sale prices, from recorded documents and public records. If you’re deciding between communities, take the 60-second match quiz.

Community facts

Town
South Bend, IN
Built
1964–1968
Age restriction
We can find out
For sale now
1 pending · IDX information provided by the Indiana Regional MLS

2 homes are for sale here right now

Each one opens on our own listing search — photos, the full details, and a showing whenever you want one. A periodic snapshot, not a live feed. IDX information provided by the Indiana Regional MLS.

Dues & money

The numbers most listings never spell out. We confirm every figure with the association during a transaction.
Association dues$205/moreported on recent listings
Single-level livingSome homes hereOf the 29 homes sold here that listed which floor each room is on, 17 had every room on the main floor and no upstairs bathroom. That is the MLS’s own room data, not a description — ask us and we’ll walk a specific home with you.
Transfer fee at closingWe don’t have this figure yet — we can ask the association
Special assessmentsWe don’t have this figure yet — we can ask the association

What homes here sell for

Based on 3 recorded sales in the last 24 months — Indiana Sales Disclosure records, data through 2026-08-11.
Typical range (24 mo)$40,000 – $153,000
Median sale$102,500
Recorded sales counted3 · updated quarterly

Building & parking rules

Summarized in plain English from the recorded documents where we have them — and marked honestly where we don’t.
Conditional

Fences

Fences not named; owner may enclose only ground-level Limited Common Area with prior Board approval; other common-area improvements need all Unit Owners' written consent.

Declaration of Horizontal Property Regime for Topsfield Condominiums, 4.07 Additions, Alterations or Improvements (b),(c), page 12
Conditional

Sheds & outbuildings

Sheds not named; any addition or structure in common areas needs Board approval, and outside ground-level enclosures requires all Unit Owners' prior written consent.

Declaration of Horizontal Property Regime for Topsfield Condominiums, 4.07 Additions, Alterations or Improvements (b),(c), page 12
Conditional

RVs, boats & trailers

Boats, trailers, campers/motor homes may park on Topsfield property no longer than 24 hours; pre-authorization required beyond that. Only pick-up trucks one ton or smaller.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XXII – PARKING AND VEHICLE RULES, Page 9
Conditional

Swimming pools & hot tubs

Community pool is common area; Board distributes and posts Pool Regulations annually; owners, residents and guests must observe them or pool privileges are terminated.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XXIII – POOL/PATIO REGULATIONS, Page 9
Conditional

Exterior changes & additions

No unit owner may change outside appearance of common or limited common areas without Board approval; exterior doors repainted current color, any color change needs approval.

Rules We Live By, Revised: August 1, 2009 — ARTICLE VI – ALTERATIONS AND MAINTENANCE, Page 2
✗ Not allowed

Satellite dishes & antennas

Cable company installs a dish antenna on each building roof for that building's occupants; all other antenna are not allowed, removal within fourteen days.

Rules We Live By, Revised: August 1, 2009 — ARTICLE VII – ANTENNAS AND WIRING, Page 3
Conditional

Solar panels

Solar not named; roofs and building exteriors are common areas, so installation needs Board approval and common-area improvements require all Unit Owners' written consent.

Declaration of Horizontal Property Regime for Topsfield Condominiums, 4.07(c), page 12; 1.06 Common Areas, page 4
Conditional

Landscaping, trees & gardens

Association maintains and prunes all trees, plants and shrubs; Board must approve all major landscaping, plantings or pruning by residents in common areas.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XV – GROUNDS/LAWN, Page 6
Conditional

Mailboxes

Residents in Buildings 300, 400, 500, 800 and 900 must have name and unit number on mailboxes; all mailboxes kept in proper working order.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XIV – MAILBOXES, Page 6

Living-there rules

Conditional

Pets

One dog per unit permitted, subject to Rules and Restrictions for Dogs at Topsfield Condominiums; house cats allowed but must stay inside units, never roaming free.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XXIV – PETS, Page 10
Conditional

Renting your home

Renting permitted; investment owners must register tenant names before occupancy ($50 fee if not), provide keys, advise tenants of rules, and enforce them.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XXVI - INVESTMENT OWNER RESPONSIBILITIES, Page 11
Conditional

Basketball hoops

Basketball goals not named; changing common-area appearance requires Board approval and common-area additions require all Unit Owners' written consent. Play-area rules ban skateboarding and fireworks.

Rules We Live By, ARTICLE VI – ALTERATIONS AND MAINTENANCE, Page 2; Declaration 4.07(c), page 12
✗ Not allowed

Yard signs

No signs or lettering affixed to any unit exterior; For Sale or For Rent signs not permitted; Open House signs only three consecutive days, Friday–Sunday.

Rules We Live By, Revised: August 1, 2009 — ARTICLE IX – SIGNS, Page 4
Conditional

Street parking

Two vehicles per unit unless Board approves; all vehicles registered with Topsfield sticker or guest tag; untagged, no-parking-zone or unmoved snow-route vehicles fined and towed.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XXII – PARKING AND VEHICLE RULES, Page 9
✗ Not allowed

Running a business from home

No industry, business, trade, occupation or profession of any kind conducted in any condo unit; personal professional library, records and telephone calls remain permitted.

Rules We Live By, Revised: August 1, 2009 — ARTICLE I - CONDOMINIUM USE AND OCCUPANCY, Page 1
✗ Not allowed

Short-term rentals (Airbnb)

No Unit may be leased for transient or hotel purposes; any lease of a Unit for less than one month is deemed transient.

ARTICLE VII, 7.01 Use and Occupancy (n), p. 27
Conditional

Vehicle repair in the driveway

Repair work itself not addressed; inoperable vehicles or those with expired or improper plates must be removed after seven days' written notice, then fined and towed.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XXII – PARKING AND VEHICLE RULES, Page 9
Conditional

Trash & recycling containers

Garbage in provided dumpsters only, never on top; recyclables in recycle dumpster, cartons broken down; residents pay large-item removal; $50 fine for trash left out.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XXI – GARBAGE AND TRASH, Page 8
Conditional

Grilling & outdoor cooking

No gas or charcoal grills allowed on balconies; on first-floor patios open-flame cooking devices must not operate within 10 feet of combustible construction.

Rules We Live By, Revised: August 1, 2009 — ARTICLE XX – GRILLS, Page 8
✗ Not allowed

Clotheslines

Not permitted to dry linens, clothing, curtains, rugs, mops or bathing suits by hanging them on doors, windows, balconies, fences, patio furniture or inside foyers.

Rules We Live By, Revised: August 1, 2009 — ARTICLE X – DRYING AND AIRING, Page 4
Conditional

Flags & flagpoles

Flags not named; outside appearance of common and limited common areas cannot change without Board approval, and Board may require removal of unsightly exterior objects.

Rules We Live By, Revised: August 1, 2009 — ARTICLE VI – ALTERATIONS AND MAINTENANCE, Pages 2-3
Conditional

Window coverings & decorations

Windows and glass doors covered by conventional shades, blinds or draperies; coverings must present neutral color to exterior; windowsills kept free of personal property.

Rules We Live By, Revised: August 1, 2009 — ARTICLE VI – ALTERATIONS AND MAINTENANCE (CONTINUED), Page 3

Where these rules come from

Every rule above is summarized from these documents. Ask us for the source on any answer.
  • Condominium unit floor plans, Buildings 200-900 (Units 201-924) - architectural exhibit
  • Percentage of Ownership Interest & Square Footage schedule (Units 201-924) - exhibit, Inst. #8115391
  • Topsfield Condominium Association, Inc. — "Rules We Live By" (association rules, Articles I–XXVIII), 2500 Topsfield Road - #709, South Bend, IN 46614 — recorded REVISED: AUGUST 1, 2009
  • Declaration of Horizontal Property Regime for Topsfield Condominiums and By-Laws for Topsfield Condominium Association, Inc. — Declarant Blake Development Corporation; 11 buildings, 112 units, Penn Township, St. Joseph County — recorded No recording date visible on the pages read (plat prepared February 1, 1967 by Clyde E. Williams & Associates, revised March 15, 1967)
  • Declaration of Condominium Ownership, Topsfield Condominium (Blake Development Corporation), City of South Bend, St. Joseph County, Indiana - with architectural floor-plan sheets by James E. Childs & Associates, Inc.

Topsfield questions, answered

What do the HOA dues cover at Topsfield?

Recent listings report dues around $205 per month. Exact coverage comes from the association’s current budget — we don’t have it memorized, but we can ask and confirm it in writing before you rely on it.

Is Topsfield a 55+ community?

We don’t know this one offhand — but we can ask the association and get you a sourced answer.

What do homes at Topsfield sell for?

Recorded sales over the last 24 months ran $40,000 to $153,000, median $102,500. Want to know what a specific floor plan is worth right now? That’s a 10-minute answer — ask us.

Selling your home at Topsfield?

Homes here have sold for $40,000–$153,000 over the last two years — median $102,500. Get a number for yours built from this community’s own sales, plus the strategy to earn the top of the range.

What’s my home worth →

Ask us about Topsfield

Rules, dues, what is coming on the market here — one question or five, we will run it down.

We’ll get you an answer — usually the same day.